Senior Manager, FP&A – Personal Loans

VINCI

. Lead financial planning, forecasting, and operating expense management across the organization.

Posted 5/6/2026full-timeRemote • Texas • 🇺🇸 United StatesSenior💰 $165,000 - $175,000 per yearWebsite

About the role

Key responsibilities & impact

Lead financial planning, forecasting, and operating expense management across the organization.
Own, update and enhance the corporate financial model to support budgeting, forecasting, long-range planning, and strategic scenario analysis for executive leadership.
Deliver proactive, data‑driven insights and recommendations that strengthen financial performance and optimize resource allocation.
Build and present business cases for strategic initiatives and transactions; track results and guide follow‑up actions.
Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency.
Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions.
Own and communicate the operating expense narrative for executive reviews and key stakeholders.
Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‑off, recovery, and loss trends.
Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes.
Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy.
Support pricing models and new product features in collaboration with Product and Risk teams.
Assist with capital planning, liquidity forecasting, and funding strategy.

Requirements

What you’ll need

Bachelor's degree in finance, accounting, or related field; MBA, CFA, CPA or advanced degree preferred but not required.
4+ years of FP&A or related financial experience within financial services, consumer lending, or another regulated environment.
Proven expertise in expense forecasting, financial modeling, reporting, and operating expense management.
Very strong proficiency in Excel, employing best practices for financial modeling and having the ability to create clean, professional PowerPoint presentations.
Strong strategic thinking with the ability to turn financial insights into clear, actionable recommendations.
Executive presence and excellent communication skills for engaging senior leadership and cross‑functional teams.
Strong project‑management abilities with a bias for execution and results.
High judgment, integrity, and credibility in financial decision‑making.
Solid understanding of operating expenses, accounting principles, and financial reporting best practices.
Advanced analytical and modeling capabilities with the ability to simplify complex data for stakeholders.
Ability to thrive in a fast‑paced environment and flex to meet tight deadlines when necessary.

Benefits

Comp & perks

Comprehensive medical, dental, and vision coverage
Contributions to a Health Savings Account (HSA)
Access to an Employee Assistance Program (EAP)
401(k) program with a Safe Harbor Match
Accrued time off, company holidays, sick time, and floating holidays
12-week Paid Parental Leave
Market-driven salary and bonus opportunities
Robust tech package

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial planningforecastingoperating expense managementfinancial modelingdata analysisunit economicspricing modelscapital planningliquidity forecastingreporting

Soft Skills

strategic thinkingcommunication skillsproject managementexecutive presenceintegritycredibilityanalytical capabilitiesadaptabilityresults-orientedcollaboration

Certifications

Bachelor's degreeMBACFACPA