VINCI

Director, FP&A – Personal Lending

VINCI

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $165,000 - $175,000 per year

Job Level

Lead

About the role

  • Lead financial planning, forecasting, and operating expense management across the organization.
  • Own, update and enhance the corporate financial model to support budgeting, forecasting, long-range planning, and strategic scenario analysis for executive leadership.
  • Deliver proactive, data‑driven insights and recommendations that strengthen financial performance and optimize resource allocation.
  • Build and present business cases for strategic initiatives and transactions; track results and guide follow‑up actions.
  • Standardize and automate expenses, headcount, and financial reporting to improve accuracy and efficiency.
  • Serve as a trusted advisor to senior leadership, providing clear guidance on financial strategy and business decisions.
  • Own and communicate the operating expense narrative for executive reviews and key stakeholders.
  • Forecast and monitor origination volume and loan portfolio performance, including delinquency, charge‑off, recovery, and loss trends.
  • Partner with Risk/Credit on loss forecasting and assess financial impacts of underwriting or policy changes.
  • Analyze unit economics (CAC, LTV, channel profitability) to guide pricing, marketing spend, and product strategy.
  • Support pricing models and new product features in collaboration with Product and Risk teams.
  • Assist with capital planning, liquidity forecasting, and funding strategy.
  • Incorporate regulatory and compliance considerations into forecasts and financial planning.

Requirements

  • Bachelor's degree in finance, accounting, or related field; MBA, CFA, CPA or advanced degree preferred but not required.
  • 5+ years of FP&A or related financial experience within financial services, consumer lending, or another regulated environment.
  • Proven expertise in expense forecasting, financial modeling, reporting, and operating expense management.
  • Very strong proficiency in Excel, employing best practices for financial modeling and having the ability to create clean, professional PowerPoint presentations to communicate financial insights.
  • Strong strategic thinking with the ability to turn financial insights into clear, actionable recommendations.
  • Executive presence and excellent communication skills for engaging senior leadership and cross‑functional teams.
  • Strong project‑management abilities with a bias for execution and results.
  • High judgment, integrity, and credibility in financial decision‑making.
  • Solid understanding of operating expenses, accounting principles, and financial reporting best practices.
  • Advanced analytical and modeling capabilities with the ability to simplify complex data for stakeholders.
  • Ability to thrive in a fast‑paced environment and flex to meet tight deadlines when necessary.
Benefits
  • Comprehensive medical, dental, and vision coverage
  • Contributions to a Health Savings Account (HSA)
  • Access to an Employee Assistance Program (EAP)
  • 401(k) program with Safe Harbor Match
  • Accrued time off, company holidays, sick time, and 3 floating holidays
  • 12-week Paid Parental Leave
  • Market-driven salary and bonus opportunities
  • Robust tech package
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
financial planningforecastingoperating expense managementfinancial modelingdata analysisunit economicspricing modelscapital planningliquidity forecastingregulatory compliance
Soft Skills
strategic thinkingcommunication skillsproject managementexecutive presenceintegritycredibilityanalytical capabilitiesadaptabilityresults-orientedcollaboration
Certifications
MBACFACPA