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Updraft

Collections Specialist

Updraft

Collections Specialist supporting Updraft customers in financial difficulty. Engaging in empathetic conversations and utilizing AI tools to enhance outcomes and operational efficiency.

Posted 6/3/2026full-timeLondon • 🇬🇧 United KingdomMid-LevelSeniorWebsite

About the role

Key responsibilities & impact
  • Handle inbound and outbound customer conversations relating to arrears, repayments, and financial difficulty
  • Support customers with appropriate repayment solutions and forbearance options based on their circumstances
  • Deliver fair and empathetic treatment to vulnerable customers in line with regulatory expectations
  • Manage customer interactions across collections, servicing, debt management plans, and IVAs
  • Use AI tools and prompting techniques to improve communication quality, efficiency, and customer outcomes
  • Help identify opportunities for automation and process improvement within collections operations
  • Work closely with Operations, Product, and Engineering teams to support improvements to customer journeys and internal tooling
  • Maintain accurate customer records and ensure all activity is completed compliantly
  • Contribute ideas to improve team performance, customer experience, and operational effectiveness

Requirements

What you’ll need
  • Experience working in Collections & Recoveries within consumer lending or financial services
  • Strong communication skills with the ability to handle sensitive customer conversations professionally and empathetically
  • Experience supporting customers in financial difficulty and understanding vulnerable customer treatment
  • Interest in AI tools, prompt engineering, and process automation
  • Comfortable using technology and learning new systems quickly
  • Proactive, hands-on approach with strong attention to detail
  • Ability to work effectively in a fast-paced environment
  • Fintech or digital financial services experience is desirable
  • Previous experience with consumer finance, particularly in credit cards, personal loans, or buy-now-pay-later products

Benefits

Comp & perks
  • Competitive salary and performance-based bonuses
  • Flexible working arrangements; we follow a hybrid work culture

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
collectionsdebt managementfinancial difficulty supportrepayment solutionsforbearance optionsprocess automationcustomer record maintenanceprompt engineeringAI tools
Soft Skills
strong communicationempathetic treatmentproactive approachattention to detailability to handle sensitive conversationsteam performance improvementcustomer experience enhancementoperational effectiveness