Deposit Product Manager

University Credit Union

Deposit Product Manager leading UCU’s consumer and business deposit portfolio strategy. Driving growth, retention, profitability, compliance, and member experience across university communities.

Posted 8/21/2026full-timeLos Angeles • California • 🇺🇸 United StatesSeniorLead💰 $99,386 - $124,232 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in deposit product management, including strategic roadmap development, performance analysis, and member engagement strategies. Proficient in regulatory compliance, financial modeling, and cross-functional project leadership to drive product growth and retention.

Highest-signal resume keywords

Deposit Product ManagementFinancial ModelingRegulatory ComplianceCross-Functional Project LeadershipStrategic Roadmap Development

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product Performance AnalysisBusiness Case DevelopmentPricing StrategyDeposit Growth StrategiesAccount-Continuity StrategiesProduct Lifecycle ManagementMarket ResearchData AnalysisFinancial Services KnowledgeDigital Banking Familiarity

Soft Skills

Strategic ThinkingExcellent CommunicationProject ManagementInfluencing SkillsMember-Centric Mindset

Tools & Technologies

Microsoft OfficeReporting ToolsAnalytics ToolsDigital Banking PlatformsAccount Opening Technology

Certifications & Qualifications

MBACertified Product ManagerCUES Certifications

Industry Keywords

Financial ServicesBankingCredit UnionsRetail BankingTreasury ManagementNCUA RegulationsBSA/AMLTruth in SavingsReg CCOFAC

About the role

Key responsibilities & impact

Develop and execute the strategic roadmap for UCU’s deposit product portfolio
Monitor product performance, member adoption, portfolio growth, profitability, retention, and competitive positioning
Identify opportunities to increase deposits, reduce attrition, improve engagement, deepen member relationships, and generate sustainable growth
Lead business case development, pricing recommendations, and product enhancement initiatives
Conduct market, competitive, and member research
Evaluate new deposit products, features, services, and partnerships
Establish and monitor key performance indicators for each deposit product
Analyze account growth, balances, attrition, profitability, utilization, acquisition costs, and member behaviors
Provide executive reporting and strategic recommendations
Partner with Finance on deposit pricing, liquidity considerations, profitability analysis, and balance growth initiatives
Act as business owner for deposit product enhancements, launches, conversions, and retirements
Define business requirements and collaborate with Technology, Operations, Digital Banking, and vendors to deliver solutions
Participate in testing, implementation planning, change management, and post-launch evaluations
Lead cross-functional project teams to execute product initiatives
Partner with Marketing and Growth to develop campaigns supporting deposit growth and member engagement
Improve product adoption, member satisfaction, account opening experiences, and digital self-service capabilities
Develop deposit retention, account-continuity, beneficiary planning, trust and estate-related, and wealth transfer strategies
Ensure deposit products comply with applicable laws, regulations, and credit union policies
Participate in audits, examinations, and risk assessments
Manage relationships with deposit product-related vendors and strategic partners
Prepare presentations, business cases, and recommendations for executive leadership
Participate in strategic planning, meetings, training, professional development, and special projects

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Finance, Marketing, Economics, or related field required
MBA, Certified Product Manager, CUES certifications, or related industry designations preferred
Minimum seven to ten years of progressive experience in financial services, banking, credit unions, product management, retail banking, treasury management, or related disciplines
Demonstrated experience managing deposit products and product growth strategies
Experience leading cross-functional projects and product implementations
Experience analyzing product performance and developing business recommendations
Strong understanding of financial institution deposit products and services
Knowledge of pricing strategy, deposit growth, profitability management, deposit retention, account-continuity strategies, estate-related deposit needs, and member relationship strategies
Understanding of NCUA regulations, Truth in Savings, Reg CC, BSA/AML, CIP, OFAC, and other applicable regulatory requirements
Familiarity with digital banking platforms, account opening technology, payments, and consumer banking trends
Knowledge of product lifecycle management and product development methodologies
Strategic thinking and business planning capabilities
Strong analytical and financial modeling skills
Excellent project management and organizational skills
Exceptional verbal, written, and presentation skills
Ability to communicate effectively with executives, vendors, and cross-functional stakeholders
Ability to influence without direct authority
Strong member-centric mindset
Advanced Microsoft Office skills, including Excel and PowerPoint
Experience using reporting and analytics tools

Benefits

Comp & perks

Hybrid work environment
Negligible travel percentage
Professional development opportunities
Training programs