Capital and Provisions Analyst (Mid-level)

Unimed Nacional

Analista de Capital e Provisões na Unimed Nacional, desenvolvendo modelos estocásticos e determinísticos. Garantindo compliance regulatória e integridade de dados na área de saúde.

Posted 5/29/2026full-timeSão Paulo • 🇧🇷 BrazilMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Develop and apply stochastic and deterministic models to calculate provisions (IBNR, PEONA, PIC), using methods such as Chain Ladder, Bornhuetter-Ferguson and Cape Cod.
Perform consistency (run-off) tests to validate the adherence and accuracy of past estimates.
Ensure compliance with ANS requirements, with a strong focus on RN 442 and its successors.
Work with a critical, auditable approach, ensuring the integrity and governance of databases.

Requirements

What you’ll need

Education: Bachelor’s degree in Actuarial Science, Mathematics, Statistics or related fields.
Solid prior experience in technical provisions at operators of supplementary health plans or insurance companies.
Strong knowledge of ANS regulation (RN 442 and successors) and chart of accounts.
Proficiency in deterministic and stochastic methods.

Benefits

Comp & perks

Candidates with disabilities are welcome to apply.
No benefits specified.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

stochastic modelsdeterministic modelsChain LadderBornhuetter-FergusonCape Codconsistency teststechnical provisionsproficiency in methods

Soft Skills

critical approachauditable approachintegritygovernance