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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in customer service and consultative sales, with a strong focus on developing and maintaining relationships with small business clients. Proficient in banking operations, financial solutions, and compliance with regulatory requirements.
Highest-signal resume keywords
Customer ServiceConsultative SalesBusiness DevelopmentBanking OperationsFinancial Solutions
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial SolutionsCash Flow ManagementBusiness Credit UnderwritingSalesAccount ManagementProduct KnowledgeCommunity RelationsProspectingRelationship ManagementCompliance
Soft Skills
Effective CommunicationCollaborationInterpersonal SkillsProblem SolvingCustomer Relationship Management
Certifications & Qualifications
FINRA RegistrationNMLS Registration
Industry Keywords
U.S. Bank Core ValuesBank PoliciesReg ZReg GOFACNFAFCPABank Secrecy ActSAFE Act
About the role
Key responsibilities & impact- Demonstrate excellent customer service in accordance with U.S. Bank Core Values
- Provide comprehensive financial solutions to small businesses with annual revenues between $500K and $2.5 million
- Deepen existing customer relationships through routine calling
- Develop new relationship opportunities through business development activities
- Combine digital tools with human connections to offer solutions to business customers
- Conduct outside prospecting and sales activities to grow revenue and achieve assigned financial targets and growth goals
- Open accounts and identify and open product solutions
- Service and maintain customer accounts
- Develop internal and external relationships
- Collaborate with branch partners, centers of influence, clients, and other business line partners
- Refer clients to Business Banking and/or other U.S. Bancorp areas for additional needs
Requirements
What you’ll need- Bachelor's degree, or equivalent work experience
- Typically three or more years of customer service, consultative sales and/or prospecting experience
- Comprehensive knowledge of applicable bank and branch policies, procedures and support systems
- Understanding of banking operations, product knowledge, sales, new business development, customer service/relations, and community relations
- Basic knowledge of cash flow management and business credit underwriting
- Effective written and verbal communication skills and ability to convey business recommendations effectively
- Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
- Ability to comply with applicable requirements that may include FINRA, NMLS registration, Reg Z, Reg G, OFAC, NFA, FCPA, Bank Secrecy Act, SAFE Act, and applicable federal guidelines
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
