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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates advanced knowledge of commercial lending and credit standards, with a strong focus on relationship management and business development in the energy sector. Proficient in underwriting and managing credit risk while ensuring compliance with regulatory requirements.
Highest-signal resume keywords
Commercial Banking ExperienceCredit Risk ManagementRelationship ManagementOil And Gas UnderwritingBusiness Development Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit UnderwritingCommercial LendingAnalytical SkillsProblem-Solving SkillsCredit Standards Knowledge
Soft Skills
Customer ServicePresentation SkillsVerbal CommunicationWritten Communication
Tools & Technologies
NCinoCredit Platform
Industry Keywords
Energy IndustriesReserve Based LendingInstitutional Client GroupU.S. Bank PoliciesCode Of Ethics
About the role
Key responsibilities & impact- Underwrite all types of credit account exposure
- Manage an assigned portfolio of Institutional Client Group credit relationships in investment and non-investment grade energy industries
- Successfully close new business relationships and expand existing relationships
- Manage credit risk and respond to prospect or customer credit questions
- Make independent calls on assigned portfolio relationships
- Provide customer service
- Participate in joint sales calls with Relationship Managers
- Identify customer needs
- Partner with Relationship Managers to manage energy lending credit relationships
Requirements
What you’ll need- Bachelor's degree, or equivalent work experience
- Five to seven years of commercial banking experience
- Advanced knowledge of commercial/corporate lending and credit standards, policies, procedures and products
- Strong relationship management and business development skills
- Strong analytical and problem-solving skills
- Excellent presentation, verbal and written communication skills
- Oil and gas underwriting experience, specifically Reserve Based Lending, preferred
- Knowledge of nCino or other credit platform preferred
- Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
- Applicants must be able to comply with applicable employment eligibility and regulatory requirements
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- 401(k) contribution and pension
