Lead Fair and Responsible Banking Risk Consultant

U.S. Bank

Lead Fair and Responsible Banking risk consultant supporting U.S. Bank’s financial services compliance program.

Posted 8/10/2026full-timeCharlotte • Arizona, Minnesota, North Carolina, Ohio • 🇺🇸 United StatesSenior💰 $111,605 - $131,300 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in Fair Lending and UDAP/UDAAP compliance risk oversight, with a strong ability to translate regulatory expectations into actionable guidance. Proficient in risk assessment, monitoring, issue management, and stakeholder engagement within a second line of defense framework.

Highest-signal resume keywords

Fair Lending ComplianceUDAP/UDAAP Risk OversightRisk Assessment and MonitoringStakeholder EngagementRegulatory Compliance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentIssue ManagementGovernance ActivitiesAnalytical EvaluationData-Driven AnalysisRegulatory EngagementAudit and Examination SupportFinancial Services PracticesRisk Management PrinciplesCompliance Principles

Soft Skills

Project LeadershipCollaborationStakeholder ManagementEffective CommunicationProblem-Solving

Tools & Technologies

Microsoft Office Applications

Certifications & Qualifications

CRCMCAMSCAFP

Industry Keywords

Fair and Responsible Banking ProgramConsumer Product LifecycleRegulatory TrendsFinancial ProductsU.S. Bank PoliciesFINRANMLS RegistrationBank Secrecy ActSAFE ActCode of Ethics

About the role

Key responsibilities & impact

Support the Fair and Responsible Banking (FaRB) Program within Corporate Compliance in the second line of defense
Provide independent oversight, credible challenge, and advisory support across fair lending and UDAP/UDAAP risk
Partner with Compliance Risk Managers, business partners, CRO teams, and other stakeholders
Translate regulatory expectations into practical, risk-based guidance supporting sound decision-making and risk mitigation
Contribute to FaRB Program development and enhancement through risk assessments, monitoring, issue management, governance activities, and advisory support
Support special initiatives and horizontal reviews across multiple products, channels, and functions
Drive consistency, identify emerging risks, and strengthen program effectiveness and maturity
Evaluate analytical and data-driven results, identify risk themes, and communicate conclusions and recommendations
Support regulatory engagement, audit and examination requests, issue remediation, and management and executive-level reporting

Requirements

What you’ll need

Bachelor's degree, or equivalent work experience
Typically more than eight years of applicable experience
Demonstrated experience in fair lending and UDAP/UDAAP compliance risk oversight
Experience with advisory, risk assessment, monitoring, issue management, corrective action, and governance activities within a second line of defense framework
Strong understanding of fair lending and UDAP/UDAAP risks across financial products and the consumer product lifecycle
Ability to provide credible, independent challenge and translate regulatory expectations into actionable guidance, control expectations, and business decisions
Experience partnering with and influencing stakeholders across business, legal, risk, compliance, and analytics functions
Ability to evaluate analytical and data-driven results and identify risk themes
Experience reviewing and interpreting testing, monitoring, or risk assessment results
Experience supporting regulatory engagement, audit and examination requests, issue remediation, and executive-level reporting
Strong knowledge of applicable laws, regulations, financial services practices, and regulatory trends
Strong understanding of business operations, products, services, systems, risks, and controls
Strong knowledge of risk management, compliance, and audit principles and practices
Strong project leadership, collaboration, and stakeholder management skills
Effective written and verbal communication skills
Strong analytical, problem-solving, and critical thinking skills
Proficient computer skills, including Microsoft Office applications
Applicable professional certifications such as CRCM, CAMS, or CAFP preferred
Must work from a U.S. Bank location three (3) or more days per week
Applicants must be able to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct
Certain positions may be subject to requirements including FINRA, NMLS registration, Reg Z, Reg G, OFAC, NFA, FCPA, Bank Secrecy Act, SAFE Act, and applicable federal guidelines

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
Pension
Disability accommodations during the application or hiring process