Credit Analyst Team Lead

U.S. Bank

Credit Analyst Team Lead managing analysts and credit quality assessments for U.S. Bank.

Posted 8/5/2026full-timeMinneapolis • Minnesota, Oregon • 🇺🇸 United StatesSenior💰 $92,820 - $109,200 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit quality analysis, including the ability to analyze credit decisions across various sectors such as consumer, commercial, and real estate. Proficient in managing teams and implementing systems for credit information management while ensuring compliance with relevant regulations.

Highest-signal resume keywords

Credit Quality AnalysisFinancial Statement AnalysisLeadership ExperienceAnalytical SkillsRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisAccountingCredit PolicyAsset Collateral Documentation ReviewLoan Portfolio AnalysisRisk ManagementData AnalysisSystem Implementation

Soft Skills

Management SkillsOrganizational SkillsInterpersonal SkillsVerbal CommunicationWritten Communication

Industry Keywords

FINRANMLS RegistrationReg ZReg GOFACNFAFCPABank Secrecy ActSAFE Act

About the role

Key responsibilities & impact

Manage a staff of professional Credit Analysts
Oversee determination of information needed for credit quality analysis
Ensure gathering, analysis, and interpretation of credit information
Analyze existing loan portfolios or prospective loans to maximize credit quality and minimize risk and potential losses
Act as a consultant on credit quality analysis
Develop and communicate a consistent organizational approach to evaluating credit quality
Manage the design, development, and implementation of computer systems for managing credit information and analyzing credit data

Requirements

What you’ll need

Bachelor's degree, or equivalent work experience
Six to seven years of relevant experience
Basic knowledge of credit, accounting, credit policy, and financial statement analysis
Proficient analytical skills related to reviewing various forms of asset collateral documentation
Ability to analyze credit decisions, including consumer, commercial, real estate, and international finance
One to two years of leadership experience
Strong management, organizational, and leadership skills
Effective interpersonal and verbal and written communication skills
Ability to comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies
Ability to comply with applicable requirements that may include FINRA, NMLS registration, Reg Z, Reg G, OFAC, NFA, FCPA, Bank Secrecy Act, and SAFE Act requirements, depending on position

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension