Field Sales Specialist, Direct Consumer Lending, NMLS

U.S. Bank

Direct lending specialist verifying mortgage loans for U.S. Bank customers and bankers.

Posted 8/4/2026full-timeRemote • Minnesota • 🇺🇸 United StatesJunior💰 $24 - $29 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in loan analysis verification, underwriting requirements, and the loan approval process while ensuring compliance with applicable regulations. Strong organizational and customer service skills are essential for managing multiple tasks and providing effective support.

Highest-signal resume keywords

Loan Analysis VerificationNMLS RegistrationUnderwriting KnowledgeCustomer Service SkillsProject Management Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan Origination FunctionsFinancial AnalysisDocumentation ReviewOperational Issue ResolutionKnowledge of Federal and State Laws

Soft Skills

Interpersonal CommunicationVerbal CommunicationWritten CommunicationOrganizational SkillsAbility to Manage Multiple Tasks

Tools & Technologies

U.S. Bank SystemsLoan Status Information Access

Certifications & Qualifications

Bachelor's DegreeNMLS Registration under S.A.F.E. Act

Industry Keywords

Direct Lending ProcessingCredit ProductsLoan Approval ProcessCode of Ethics and Business Conduct

About the role

Key responsibilities & impact

Perform loan analysis verification activities
Work with customers, bankers, vendors, and underwriters through inbound telephone support and outbound pipeline ownership
Help customers and bankers understand the loan approval process and underwriting requirements
Analyze specific loan transactions and review documentation for approval
Resolve operational issues
Understand and manage required stipulations to efficiently move loans through the loan approval process

Requirements

What you’ll need

Bachelor's degree, or equivalent work experience
One or more years of relevant experience
National Mortgage Licensing System (NMLS) registration under the S.A.F.E. Act of 2008 and Regulation Z
Completion of the required NMLS registration process, including a criminal background and credit check
Knowledge of underwriting and loan origination functions, systems, procedures, products and/or services, and applicable Federal and State laws and regulations
Knowledge of applicable credit products, programs, financial analysis, and related documentation
Knowledge of U.S. Bank policies and procedures for Direct Lending processing and underwriting
Knowledge of U.S. Bank systems used to access loan status information
Organizational and project management skills
Interpersonal, verbal, and written communication skills
Customer service skills
Ability to manage multiple tasks and deadlines simultaneously
Ability to comply with U.S. Bank policies, Code of Ethics and Business Conduct, and workplace conduct and safety policies

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase
401(k) contribution and pension