Credit Analyst, Multiple Levels

U.S. Bank

Credit Analyst responsible for approving and analyzing business banking credit requests and providing sound credit recommendations. Collaborating with team members to maximize credit quality while minimizing risk and potential loss.

Posted 7/25/2026full-timeBrookfield • Minnesota, Oregon, Texas, Wisconsin • 🇺🇸 United StatesMid-LevelSenior💰 $75,820 - $89,200 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, including evaluating financial statements and assessing credit quality issues. Proficient in technical report writing and effective communication to support business banking operations.

Highest-signal resume keywords

Credit AnalysisFinancial Statement EvaluationRisk AnalysisTechnical Report WritingCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk AnalysisFinancial Statement EvaluationCredit AdministrationCredit Policy KnowledgeAnalytical SkillsCash Flow AnalysisCollateral AssessmentRepayment Capacity EvaluationIndustry Trend Analysis

Soft Skills

Effective CommunicationAnalytical Thinking

Tools & Technologies

Credit Analysis SoftwareFinancial Analysis Tools

Certifications & Qualifications

CPA CertificationMaster's Degree

Industry Keywords

Business BankingCredit Quality IssuesLending DecisionsCredit PolicyEconomic Analysis

About the role

Key responsibilities & impact

Approving the extension of credit and/or making recommendations for lending decisions
Conducting a complete credit analysis on business banking clients
Evaluating financial statements, cash flow, collateral, industry trends, and repayment capacity
Identifying, evaluating, and determining the course of action on credit quality issues
Supporting relationship managers and business banking partners
Using technological tools to assist in credit analysis

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically four or more years of relevant experience for Credit Analyst 4
Typically five or more years of relevant experience for Credit Analyst 5
Strong credit analysis and analytical skills
Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Master's degree or CPA certification is preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law