Credit Analyst

U.S. Bank

Credit Analyst at U.S. Bank responsible for approving loans and making credit recommendations.

Posted 7/12/2026full-timeLos Angeles • California • 🇺🇸 United StatesMid-LevelSenior💰 $111,095 - $130,700 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in credit analysis, including the ability to gather, analyze, and interpret credit information effectively. Proficient in credit policy and procedures, with strong analytical skills to evaluate credit quality and make informed lending recommendations.

Highest-signal resume keywords

Credit AnalysisRisk AnalysisCredit AdministrationTechnical Report WritingVerbal and Written Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisRisk AnalysisCredit AdministrationCredit PolicyAnalytical SkillsEconomicsAccountingFinance

Soft Skills

Effective Communication

Tools & Technologies

Software Packages

Certifications & Qualifications

Master's DegreeCPA Certification

Industry Keywords

Credit QualityCredit InformationCredit Decisions

About the role

Key responsibilities & impact

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions
Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
May use technological tools to assist in the credit analysis process

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically six or more years of relevant experience
Strong credit analysis and analytical skills
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Master's degree or CPA certification is preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law