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Tech Stack
Tools & technologiesRuby on Rails
About the role
Key responsibilities & impact- Manage teams responsible for delivering For-Benefit-Of (FBO) and Virtual Account Management (VAM) products
- Lead engineering teams that build scalable embedded payments and virtual account capabilities
- Help clients manage money movement on behalf of their customers while maintaining transparency, control, and operational efficiency
- Guide the delivery of secure, resilient, API-enabled solutions that support onboarding, payment-rail integration, transaction processing, reconciliation, reporting, risk controls, and operational monitoring
- Partner closely with product, architecture, risk, operations, business, and vendor stakeholders to translate product strategy into executable engineering roadmaps
- Coach and develop engineers, promote strong engineering practices, and foster a culture of accountability, collaboration, and continuous improvement
- Connect business priorities, platform strategy, regulatory expectations, and technical execution to deliver differentiated client experiences and scalable product capabilities.
Requirements
What you’ll need- Bachelor's degree, or equivalent work experience
- Six to eight years of relevant technical experience
- Five or more years of experience leading software engineering teams
- Proven experience leading software engineering teams that deliver financial technology, treasury management, embedded payments, virtual account, deposit, or payment-rail capabilities
- Strong understanding of FBO and VAM product concepts, including virtual account structures, master DDA relationships, program manager and program participant models, transaction replication, reconciliation, reporting, onboarding, and control requirements
- Experience delivering scalable API-based products and platform integrations across client-facing channels, virtual account platforms, core deposit systems, payment rails, risk systems, reporting tools, and operational support platforms
- Ability to define, prioritize, and execute engineering roadmaps while managing dependencies across product, architecture, operations, risk, vendor, and implementation teams
- Strong knowledge of secure software development practices, engineering controls, production readiness, resiliency, data protection, and regulatory expectations in a financial services environment
- Ability to understand complex product features, user journeys, system flows, and operational impacts across high-volume onboarding, payment processing, reporting, exception management, and reconciliation workflows
- Demonstrated ability to align technology strategy with business outcomes, including revenue growth, client experience, operational scale, risk management, and platform modernization
- Strong analytical, planning, prioritization, communication, and stakeholder management skills
- Excellent verbal and written communication skills, with the ability to explain complex FBO/VAM concepts, delivery plans, technical tradeoffs, and risks to technical and non-technical audiences
- Demonstrated leadership, coaching, and talent-development skills, with a track record of building accountable, collaborative, high-performing engineering teams.
Benefits
Comp & perks- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Embedded PaymentsVirtual Account ManagementTransaction ProcessingReconciliationRisk ControlsOperational MonitoringData ProtectionEngineering RoadmapsPlatform IntegrationsFinancial Services Regulations
Soft Skills
Analytical SkillsPlanning SkillsCommunication SkillsCoaching SkillsCollaboration Skills
