Mortgage Loan Originator

U.S. Bank

Mortgage Loan Originator originating mortgage loans, conducting underwriting reviews, and soliciting loan sales. Handling applications and ensuring timely document processing in assigned metropolitan territory.

Posted 6/25/2026full-timeDavenport • Iowa • 🇺🇸 United StatesJunior💰 $20 per hourWebsite

About the role

Key responsibilities & impact

Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources.
Engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z.
Subject to the required registration process, including a criminal background and credit check.
The successful candidate will be hired for the level of the position that aligns with their experience.
Requires 2 or more hours of driving per week.

Requirements

What you’ll need

High school diploma or equivalent
Typically at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
Well-developed sales ability (preferred)
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies (preferred)
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors (preferred)
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) (preferred)
Ability to work independently (preferred)
Ability to analyze financial information (preferred)
Effective verbal and written communication skills (preferred)
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results (preferred)

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortgage loan originationunderwritingfinancial analysispricing knowledgesales experiencereal estate knowledgebanking experienceknowledge of mortgage insurance requirementsknowledge of FNMAknowledge of FHA

Soft Skills

sales abilityindependent workeffective communicationanalytical skillsrelationship building

Certifications

National Mortgage Licensing System (NMLS) registration