U.S. Bank

Credit Analyst

U.S. Bank

full-time

Posted on:

Location Type: Office

Location: Knoxville • Illinois, Minnesota, Ohio, Tennessee • 🇺🇸 United States

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Salary

💰 $70,890 - $83,400 per year

Job Level

Mid-LevelSenior

About the role

  • Approve extensions of credit and/or make recommendations to final lending decision-makers on new, renewal and extension loans
  • Conduct complete credit analyses by gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
  • Review customer accounts and portfolios to identify, evaluate and determine appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss
  • Use technological tools and software to assist in credit analysis, compare and evaluate possible courses of action, and make recommendations or decisions after consideration

Requirements

  • Bachelor’s degree, or equivalent work experience
  • Typically four or more years of relevant experience
  • Strong credit analysis and analytical skills
  • Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
  • Background in economics, accounting, and/or finance
  • Effective technical report writing skills
  • Effective verbal and written communication skills
  • Proficient computer navigation skills using a variety of software packages
  • Master's degree or CPA certification preferred
  • May be subject to background checks and registrations (FINRA, NMLS, Reg Z, Reg G, OFAC, NFA, FCPA, Bank Secrecy Act, SAFE Act)
Benefits
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year
  • Incentive and recognition programs
  • Equity stock purchase
  • 401(k) contribution and pension

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit analysisanalytical skillscredit administrationcredit policyrisk analysiseconomicsaccountingfinancetechnical report writingcomputer navigation
Soft skills
verbal communicationwritten communication
Certifications
Bachelor's degreeMaster's degreeCPA certification