Credit Analyst, Multiple Levels

U.S. Bank

Credit Analyst role focusing on approving credit extensions and conducting detailed credit analyses at U.S. Bank.

Posted 5/13/2026full-timeRemote • Minnesota, North Dakota, Ohio, Washington, Wisconsin • 🇺🇸 United StatesMid-LevelSenior💰 $75,820 - $89,200 per yearWebsite

About the role

Key responsibilities & impact

Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans
Conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information
Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
Uses technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or portfolio
Makes recommendations and/or decisions after various possibilities are considered

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically four or more years of relevant experience (Credit Analyst 4)
Typically five or more years of relevant experience (Credit Analyst 5)
Strong credit analysis and analytical skills
Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Master's degree or CPA certification is preferred

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysiscredit administrationrisk analysisanalytical skillseconomicsaccountingfinancetechnical report writing

Soft Skills

verbal communicationwritten communication

Certifications

Bachelor's degreeMaster's degreeCPA certification