Credit Analyst – Multiple Levels

U.S. Bank

Credit Analyst responsible for evaluating and approving credit extensions. Conducting comprehensive credit analyses to mitigate risks at U.S.

Posted 5/5/2026full-timeMinneapolis • Minnesota, North Dakota, Ohio, Wisconsin • 🇺🇸 United StatesMid-LevelSenior💰 $81,515 - $95,900 per yearWebsite

About the role

Key responsibilities & impact

Approving the extension of credit and/or making recommendations for lending decisions on new, renewal and extension loans
Conducting a complete credit analysis including gathering, analyzing, and interpreting credit information on existing and prospective customers
Reviewing customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
Maximizing credit quality and minimizing risk and potential loss to the company
Using technological tools, including computer software, to assist in the credit analysis process

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically four or more years of relevant experience (Credit Analyst 4)
Strong credit analysis and analytical skills
Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Background in economics, accounting, and/or finance
Effective technical report writing skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Master's degree or CPA certification is preferred (Credit Analyst 4)
Typically five or more years of relevant experience (Credit Analyst 5)
In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis (Credit Analyst 5)

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysiscredit administrationcredit policyrisk analysisanalytical skillseconomic analysisaccounting principlesfinance principlestechnical report writing

Soft Skills

verbal communicationwritten communication

Certifications

Bachelor's degreeMaster's degreeCPA certification