Fraud Tradeoff Analyst

U.S. Bank

. Analyze enterprise fraud performance across deposits, digital, payments, authentication, and account lifecycle domains to identify material loss drivers, customer friction, operational impacts, and emerging risks.

Posted 4/10/2026full-timeMinneapolis • Arizona, Minnesota, North Carolina, North Dakota, Ohio • 🇺🇸 United StatesSeniorLead💰 $119,765 - $140,900 per yearWebsite

About the role

Key responsibilities & impact

Analyze enterprise fraud performance across deposits, digital, payments, authentication, and account lifecycle domains to identify material loss drivers, customer friction, operational impacts, and emerging risks.
Develop and apply a fraud tradeoff framework to evaluate initiatives across fraud loss reduction, customer experience, operational efficiency, and financial impact, enabling clear, data-driven prioritization decisions.
Engineer and maintain fraud loss-avoidance methodologies, ensuring consistent, audit-ready measurement of net benefit, including losses avoided, review costs, false-positive friction, and revenue impacts.
Perform advanced and ad-hoc analytics to assess control effectiveness, conduct root-cause analysis on fraud events, and identify optimization or decommissioning opportunities.
Support strategic sizing and business cases by quantifying expected benefits, costs, risks, and tradeoffs for fraud initiatives, tools, and enhancements.
Partner with Fraud Strategy, Risk, Operations, Digital, and Technology teams to align priorities, evaluate tradeoffs, and drive measurable outcomes from analytics-informed initiatives.
Collaborate with modeling and AI/ML teams to support predictive fraud capabilities through analytical input, performance assessment, and value tracking.
Translate complex analytics into clear, executive-ready insights and narratives, ensuring findings inform action, investment decisions, and continuous improvement.
Ensure analytical rigor and data quality, validating assumptions, strengthening methodologies, and promoting transparent, decision-ready metrics used confidently by stakeholders and governance forums.
Assess operational impacts of fraud controls, including alert volumes, review capacity, false-positive burden, and workflow efficiency, identifying opportunities to reduce friction while maintaining effective risk mitigation.

Requirements

What you’ll need

Bachelor’s degree, or equivalent work experience
Typically more than eight years of applicable experience
Comprehensive knowledge of all departmental data sources, and of fraud risk and operations management associated with the product lines
Strong analytical skills relative to evaluating fraud prevention infrastructure and forecasting fraud loss trends
Strong project management skills
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages including Microsoft Office applications and data analysis software

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

fraud analysisdata-driven prioritizationfraud loss-avoidance methodologiesadvanced analyticsroot-cause analysispredictive analyticsquantitative analysisdata validationrisk mitigationfinancial impact assessment

Soft Skills

analytical skillsproject managementeffective communicationcollaborationstrategic thinkingproblem-solvingdecision-makingnarrative developmentstakeholder engagementcontinuous improvement