Senior Corporate Counsel – Prepaid Card Business

U.S. Bank

. Monitor, interpret, and apply prepaid- and payments‑specific consumer regulations, including Reg.

Posted 4/8/2026full-timeMinneapolis • California, Minnesota, North Carolina • 🇺🇸 United StatesSenior💰 $133,365 - $156,900 per yearWebsite

About the role

Key responsibilities & impact

Monitor, interpret, and apply prepaid- and payments‑specific consumer regulations, including Reg. E, CFPB prepaid account rules, UDAAP standards, and network operating regulations, to ensure compliant product features, disclosures, and customer communications.
Draft, review, and enhance consumer‑facing materials for prepaid and payments products, translating complex regulatory and network requirements into clear, accurate, and accessible disclosures, marketing content, and customer education resources.
Deliver legal counsel on the negotiation, drafting and review of contracts with U.S. Bank’s and FSV’s customers, vendors and partners
Advise Prepaid relationship managers on contract interpretation, strategic options, product and process changes, and potential defaults and remediation paths
Partner with outside legal counsel and other professional advisors to support new product development and technology driven advancements
Interpret, apply and update Prepaid policies and procedures to ensure compliance, operational clarity, and alignment with business objectives.

Requirements

What you’ll need

Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority
Five years of experience at either a law firm or in-house corporate environment
Deep knowledge of commercial contracts, financial services and the operating environment of financial institutions
Prior experience in the payments or card product sectors, with knowledge of regulatory regime governing consumer cards and payment network operating rules is strongly preferred
Interest in and ability to advise on emerging payment technologies and innovative product offerings
Capacity to manage a diverse portfolio of legal matters with minimal supervision
Demonstrated ability to exercise sound, independent legal judgment to recommend solutions that balance business objectives and risk-considerations
Excellent written, oral and interpersonal communication skills
Strong commitment to providing responsive, practical, and business-focused client service.

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

contract negotiationcontract draftingregulatory complianceconsumer regulationspayments regulationsprepaid account rulesUDAAP standardslegal counselpolicy interpretationproduct development

Soft Skills

independent legal judgmentclient servicecommunication skillsstrategic advisingproblem-solvinginterpersonal skillsorganizational skillsadaptabilityattention to detailcollaboration

Certifications

licensed attorney