Commercial Real Estate Portfolio Manager
U.S. Bank
full-time
Posted on:
Location Type: Office
Location: Minneapolis • California • Colorado • United States
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Salary
💰 $105,400 - $124,000 per year
About the role
- Underwrite and manage all types of commercial real estate credit exposure for an assigned middle‑market portfolio
- Partner with Relationship Managers to support new business development, retain existing relationships, and expand customer relationships as directed by senior management
- Collect borrower financial statements and coordinate spreading with internal credit support teams
- Monitor loan covenants and perform quarterly trend analysis for 15–20 loans, as well as annual reviews for all loans in the portfolio
- Manage active construction loans, including monthly monitoring and project updates
- Assist with new money requests, including pre‑flight vetting, market analysis, and credit structuring discussions
- Prepare clear, concise written credit analyses and present recommendations to credit approval partners through written and oral presentations
- Collaborate with Loan Administration on loan documentation for approved and renewed credits
- Participate in client outreach and joint calls as a secondary contact
- Respond to prospect and customer credit questions and make independent credit calls within assigned authority
Requirements
- Bachelor’s degree or equivalent work experience
- Five to seven years of commercial banking experience
- Commercial real estate lending or underwriting experience (preferred, not required)
- Strong knowledge of commercial lending policy, credit quality standards, and applicable laws and regulations
- Solid understanding of credit products and portfolio risk management
- Strong analytical and problem‑solving skills
- Ability to work effectively across teams to manage customer relationships
- Well‑developed written communication and verbal presentation skills
- Using Microsoft Excel, Encino, and Copilot software; strong typing and MS Office skills are preferred.
- Proficiency with Microsoft Excel and MS Office
- Experience using nCino and Copilot preferred
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
commercial real estate underwritingcredit analysisportfolio risk managementfinancial statement analysisloan covenant monitoringcredit structuringmarket analysiscredit products knowledgeanalytical skillsproblem-solving skills
Soft Skills
relationship managementcommunication skillsteam collaborationpresentation skillscustomer outreach
Certifications
Bachelor's degree