Portfolio Manager, Credit Underwriting

U.S. Bank

. Manages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationships .

Posted 3/15/2026full-timeMinneapolis • Kansas, Minnesota, Ohio, Wisconsin • 🇺🇸 United StatesMid-LevelSenior💰 $92,820 - $109,200 per yearWebsite

About the role

Key responsibilities & impact

Manages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationships
Underwrites CPS customers and qualifies them for credit lines across a wide range of industries
Manages assigned credit portfolios, approves credit for new business relationships and expanding existing relationships
Manages credit risk and responds to prospective or existing customer credit questions
Exercises independent judgment on assigned portfolios
Provides customer service by participating in joint customer calls with Sales and Relationship Manager(s), when credit issues arise

Requirements

What you’ll need

Bachelor's degree (preferably in Finance or Accounting), or equivalent work experience
Three to five years of commercial banking or relevant experience
Advanced knowledge of applicable laws and regulations, and company and business line policies and procedures
Advanced knowledge of credit quality standards and industry-specific credit products
Strong relationship management and business development abilities, in order to capitalize on both new and existing relationship opportunities
Strong analytical and problem-solving skills
Ability to work effectively with individuals and groups across the company to manage customer relationships
Well-developed written communication and verbal presentation skills

Benefits

Comp & perks

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk managementunderwritingcredit portfolio managementcredit line qualificationcredit quality standardscommercial bankingcredit productsanalytical skillsproblem-solving skills

Soft Skills

relationship managementbusiness developmentcustomer servicecommunication skillsverbal presentation skillsindependent judgmentcollaborationinterpersonal skills

Certifications

Bachelor's degree in FinanceBachelor's degree in Accounting