U.S. Bank

Portfolio Manager, Credit Underwriting

U.S. Bank

full-time

Posted on:

Location Type: Hybrid

Location: Minneapolis • Kansas • Minnesota • United States

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Salary

💰 $92,820 - $109,200 per year

About the role

  • Manages Corporate Payment Systems (CPS) credit risk within the parameters of established Bank credit policy and historical CPS loss rates for new and existing business relationships
  • Underwrites CPS customers and qualifies them for credit lines across a wide range of industries
  • Manages assigned credit portfolios, approves credit for new business relationships and expanding existing relationships
  • Manages credit risk and responds to prospective or existing customer credit questions
  • Exercises independent judgment on assigned portfolios
  • Provides customer service by participating in joint customer calls with Sales and Relationship Manager(s), when credit issues arise

Requirements

  • Bachelor's degree (preferably in Finance or Accounting), or equivalent work experience
  • Three to five years of commercial banking or relevant experience
  • Advanced knowledge of applicable laws and regulations, and company and business line policies and procedures
  • Advanced knowledge of credit quality standards and industry-specific credit products
  • Strong relationship management and business development abilities, in order to capitalize on both new and existing relationship opportunities
  • Strong analytical and problem-solving skills
  • Ability to work effectively with individuals and groups across the company to manage customer relationships
  • Well-developed written communication and verbal presentation skills
Benefits
  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Pregnancy disability and parental leave
  • 401(k) and employer-funded retirement plan
  • Paid vacation (from two to five weeks depending on salary grade and tenure)
  • Up to 11 paid holiday opportunities
  • Adoption assistance
  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
credit risk managementunderwritingcredit portfolio managementcredit line qualificationcredit quality standardscommercial bankingcredit productsanalytical skillsproblem-solving skills
Soft Skills
relationship managementbusiness developmentcustomer servicecommunication skillsverbal presentation skillsindependent judgmentcollaborationinterpersonal skills
Certifications
Bachelor's degree in FinanceBachelor's degree in Accounting