CRE Officer
U.S. Bank
full-time
Posted on:
Location Type: Hybrid
Location: Cincinnati • United States
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Salary
💰 $126,820 - $149,200 per year
About the role
- Serve as a thought leader, coordinator and implementation manager for credit risk management strategy initiatives
- Responsible for portfolio management of CRE and Impact Finance portfolios
- Identify emerging risks and manage risk appetite through risk limits and credit policies
- Develop pro-active and forward-looking viewpoints regarding the industry/portfolio
- Prepare management reports and presentations on credit-focused initiatives
- Collaborate with Credit Risk Management and U.S. Bank business units to identify and manage risks
- Work with centralized reporting team to maintain relevant reporting and perform scenario analysis
- Maintain relationships with peers in Credit Strategy and broader CRM organization
Requirements
- Bachelor's degree, or equivalent work experience
- Typically more than 10 years of applicable experience
- Bachelor’s degree in Business, Finance, Economics, Statistics or similar
- Understanding of basic credit risk management concepts
- 1st line and/or 2nd line experience related to underwriting and/or credit risk portfolio management preferred
- Considerable knowledge of applicable laws, regulations, financial services, and regulatory trends
- Broad understanding of Commercial Real Estate credit risk processes and governance programs
- Considerable understanding of the business line’s operations, products/services, systems, and associated risks/controls
- Thorough knowledge of Risk/Compliance/Audit competencies
- Strong analytical, process facilitation and project management skills
- Effective presentation, interpersonal, written and verbal communication skills
- Proficient computer navigation skills using a variety of software packages, including Microsoft Office applications
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit risk managementportfolio managementunderwritingscenario analysisrisk limitscredit policiesrisk appetitefinancial analysisregulatory compliancegovernance programs
Soft skills
analytical skillsprocess facilitationproject managementpresentation skillsinterpersonal skillswritten communicationverbal communication