Portfolio Monitoring Analyst
U.S. Bank
full-time
Posted on:
Location Type: Office
Location: Gresham • California, Minnesota, North Dakota, Oregon, Wisconsin • 🇺🇸 United States
Visit company websiteSalary
💰 $28 - $37 per hour
Job Level
Junior
About the role
- Supports Corporate and Commercial Banking Lenders, and Wealth Management Relationship Managers with financial analysis and loan monitoring
- Completes accurate and consistent financial statements spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies
- Maintains a compliance monitoring database that tracks credit approval requirements and receipt of customer’s financial reporting requirements on behalf of the Portfolio Managers and/or Relationship Managers
- Responsible for reviewing financial statements, tax returns, personal financial statements and company compliance certificates to support lending activities associated with large credit transactions
Requirements
- Typically a Bachelor's degree, or equivalent work experience
- Generally one to two years of job-related experience
- Accounting and finance knowledge normally acquired through the completion of a bachelor’s degree in business, finance or accounting
- Good understanding of basic credit analysis, administration, and policy and procedures
- Strong analytical and problem-solving skills and attention to detail
- Ability to identify and resolve exceptions and to interpret data
- Effective verbal, written, and interpersonal communication skills
- Ability to read and comprehend credit write-ups and loan documentation
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysisloan monitoringfinancial statement preparationtrend analysiscovenant testingcredit analysisdata interpretationcompliance monitoringcredit documentation reviewtax return analysis
Soft skills
analytical skillsproblem-solving skillsattention to detailverbal communicationwritten communicationinterpersonal communicationexception resolutiondata interpretation