Associate/Senior Associate – Middle Market Credit Delivery – Cash Flow, EV

Truist

Middle-market credit associate underwriting complex loans and assessing financial risks for Truist, a financial services company. Supporting credit execution, portfolio compliance, and junior teammate development.

Posted 8/19/2026full-timeAtlanta • Florida, Tennessee, Texas • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial analysis, risk assessment, and credit structure recommendations, with a strong focus on compliance and documentation management. Proficient in collaborating with cross-functional teams and mentoring junior analysts while managing multiple priorities effectively.

Highest-signal resume keywords

Financial AnalysisRisk AssessmentCredit Structure RecommendationsMicrosoft Excel ProficiencyAnalytical Problem-Solving

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AssessmentCredit Structure RecommendationsFinancial ModelingData AnalysisUnderwriting SupportCredit DocumentationCompliance ManagementCredit Risk IdentificationPortfolio Management

Soft Skills

Verbal CommunicationWritten CommunicationCollaborationMentoringProblem-Solving

Tools & Technologies

Microsoft OfficeMicrosoft ExcelMicrosoft PowerPointFinancial Analysis Tools

Industry Keywords

Commercial BankingCorporate BankingLeveraged BankingInvestment BankingCredit DeliveryAsset-Reliant Credit StructuresCash Flow Credit StructuresEnterprise Value Credit Structures

About the role

Key responsibilities & impact

Facilitate financial analysis, risk assessment, and credit structure recommendations for complex client and prospect profiles
Support diligence and underwriting documentation for complex and larger credit relationships
Prepare credit presentations and participate in discussions with Credit Officers and final approvers
Coordinate legal documentation efforts through closing and funding
Ensure loan agreements conform to approval documents
Identify and address issues in loan documentation in consultation with Relationship Managers
Analyze financial statements and projections and document client performance, risks, and mitigants
Ensure Credit Process Metrics remain within prescribed tolerances
Manage risk evaluation and compliance requirements for assigned portfolios and prospects
Identify issues and follow through on remediation
Serve as a client and internal point of contact for assigned portfolios, including possible site or client management visits
Support and mentor Credit Delivery Analysts and Associates
Research client, competitor, property segment, market, and industry risks and trends
Support VP- and SVP-level teammates and increasingly own components of opportunities
Participate in training and onboarding for new hires

Requirements

What you’ll need

Bachelor’s degree in Finance, Accounting, Economics, Business, or a related discipline, or an equivalent combination of education and work experience
2–4+ years of experience in Commercial, Corporate, Leveraged, and/or Investment Banking or a related credit-focused environment, supporting underwriting and transaction execution
Strong verbal and written communication skills
Proficient use of Microsoft Office and related financial analysis tools
Demonstrated analytical and problem-solving skills, including identifying key credit risks and appropriate mitigants
Working knowledge of asset-reliant (OORE, ABL-lite, balance-sheet dependent) and cash flow / enterprise value–reliant credit structures
Ability to manage multiple priorities and deliver high-quality work under time constraints
Demonstrated success working in a collaborative team environment with Analysts, Relationship Managers, and Credit partners
Solid proficiency in Microsoft Excel and PowerPoint, including financial modeling and data analysis
Preferred: Master’s degree or equivalent combination of education and experience or another related advanced degree
Preferred: 2+ years of equivalent experience in a Credit Delivery role
English language fluency required

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401(k) plan
At least 10 days of vacation during the first year, prorated
10 sick days, prorated
Paid holidays
Defined benefit pension plan, depending on position and division
Restricted stock units, depending on position and division
Deferred compensation plan, depending on position and division