Consumer Portfolio and Policy Risk Manager II

Truist

. Ensure efficient and balanced risk management of credit adjudication, credit policy, portfolio management .

Posted 5/1/2026full-timeWinston-Salem • North Carolina, Virginia • 🇺🇸 United StatesSeniorLeadWebsite

About the role

Key responsibilities & impact

Ensure efficient and balanced risk management of credit adjudication, credit policy, portfolio management
Assist Manager in providing portfolio/segment oversight and evaluate controls
Oversee risk management and administration for specific portfolio segment or processes
Provide demonstrated credit risk management direction and leadership to assigned portfolio segments
Perform "forensic" credit analysis to identify outliers or early-stage issues
Review components of a consumer BU credit risk management processes
Ensure sound and efficient risk management techniques are implemented
Communicate expectations relating to quality, profitability, and growth of the portfolio segment
Oversee the credit review process in the BUs
Monitor lender, dealer, correspondent, or underwriter scorecards
Monitor problem assets of assigned segments
Interact with outside bank examiners, internal and external auditors and other external parties.

Requirements

What you’ll need

Bachelor's degree in Business; MBA preferred, or equivalent education and related training
12 years of credit related experience including complex lending structures, documentation skills, modeling skills and problem loan experience
10 plus years of related experience, including consumer, small business, credit card, mortgage and wealth
Consumer risk and regulatory knowledge
Superior ability to think strategically, multi-task, and drive change
Strong quantitative, governance and analytic abilities
Strong decision making capability
Strong leadership, partnership and management skills
Demonstrated excellent problem solving
Strong verbal and written communication skills.

Benefits

Comp & perks

medical, dental, vision, life insurance
disability
accidental death and dismemberment
tax-preferred savings accounts
401k plan
10 days of vacation (prorated)
10 sick days (also prorated)
paid holidays
defined benefit pension plan (depending on position)
restricted stock units (depending on position)
deferred compensation plan (depending on position)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit adjudicationcredit policyportfolio managementforensic credit analysiscredit risk managementcomplex lending structuresdocumentation skillsmodeling skillsproblem loan experienceconsumer risk

Soft Skills

strategic thinkingmulti-taskingchange managementquantitative abilitiesgovernanceanalytical abilitiesdecision makingleadershippartnershipproblem solving

Certifications

Bachelor's degreeMBA