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About the role
Key responsibilities & impact- Underwrite all credit requests, including new requests and credit decisioning
- Recommend credit structures with respect to quality and profitability
- Ensure adherence to risk philosophy, risk appetite, and lending strategies
- Analyze financial statements and navigate various financial structures
- Ensure commercial lending activities follow Truist's policies
- Build relationships with Risk Management and client managers
Requirements
What you’ll need- Bachelor's degree, or equivalent education and related training
- 3 years or less experience in commercial lending and/or credit experience
- Comprehensive commercial lending, underwriting, and regulatory knowledge
- Demonstrated effective problem solving skills
- Understanding of financial and cost accounting principles
- Strong interpersonal, written, and communication skills
- Demonstrated proficiency in basic computer applications, such as Microsoft Office
Benefits
Comp & perks- Medical, dental, vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment coverage
- Tax-preferred savings accounts
- 401k plan
- Vacation days (at least 10 days)
- Sick days (10 days)
- Paid holidays
- Potential for additional benefits based on division
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingcredit decisioningfinancial statement analysiscommercial lendingregulatory knowledgeproblem solvingfinancial accountingcost accounting
Soft Skills
interpersonal skillswritten communicationverbal communication
Certifications
Bachelor's degree