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About the role
Key responsibilities & impact- Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios
- Accountable for recommending credit structures with respect to quality and profitability within assigned geographies
- Analyze financial statements and navigate a wide variety of financial structures, credit scenarios
- Ensure commercial lending activities are executed according to Truist's policies and procedures
- Build effective relationships with Risk Management and client managers
Requirements
What you’ll need- Bachelor's degree, or equivalent education and related training
- 3 years or less experience in commercial lending and/or credit experience
- Comprehensive commercial lending, underwriting, and regulatory knowledge
- Demonstrated effective problem solving skills
- Understanding of financial and cost accounting principles
- Strong interpersonal, written, and communication
- Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Benefits
Comp & perks- Medical, dental, vision, life insurance
- Disability, accidental death and dismemberment
- Tax-preferred savings accounts
- 401k plan
- No less than 10 days of vacation during first year of employment (prorated based on date of hire and by full-time or part-time status)
- 10 sick days (also prorated)
- Paid holidays
- Potential eligibility for defined benefit pension plan, restricted stock units, and/or deferred compensation plan
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
underwritingcredit analysisfinancial statement analysiscommercial lendingcredit decisioningcredit structuresfinancial structurescost accounting principlesregulatory knowledgeproblem solving
Soft Skills
interpersonal skillswritten communicationverbal communication
Certifications
Bachelor's degree
