Portfolio Manager I, Small Business

Truist

full-time

Posted on: 8/14/2025

Origin: • 🇺🇸 United States • North Carolina

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Mid-LevelSenior

About the role

Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios.
Accountable for recommending credit structures with respect to quality and profitability within assigned geographies.
Analyze financial statements and navigate a wide variety of financial structures, credit scenarios.
Ensure commercial lending activities are executed according to Truist's policies and procedures.
Builds effective relationships with Risk Management and client managers.
Position will sit on site 4 days in office, and 1 remote.
Specific duties for Portfolio Manager II include supporting a moderate sized or large homogeneous portfolio and may require specialized underwriting skills in SBA lending, Commercial Real Estate, etc.
Understand and articulate all Truist Wholesale Credit policies, procedures and processes; recommend credit within the Bank's risk appetite.
Exercise prudent credit judgment through individual loan authority, if applicable.

Bachelor's degree, or equivalent education and related training
Entry level experience in commercial lending, credit experience, and/or classes/training program
Rudimentary commercial lending, underwriting, and regulatory knowledge
Effective problem solving skills
Understanding of financial and cost accounting principles
Strong interpersonal, written, and communication skills
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
3 years of experience in commercial lending and/or credit experience
Comprehensive commercial lending, underwriting, and regulatory knowledge
Demonstrated effective problem-solving skills
Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training
Demonstrated proficiency in commercial lending systems