Senior Appraisal Analyst
Truist
full-time
Posted on:
Location Type: Hybrid
Location: Charlotte • North Carolina, Virginia • 🇺🇸 United States
Visit company websiteJob Level
Senior
About the role
- Responsible for reviewing property valuations to ensure compliance with Federal/State law and Truist risk policy
- Successfully use critical thinking and analytical skills to review collateral
- Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their collateral requirements
- Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third-party sources
- Perform detailed review of all collateral documentation to ensure that loans meet portfolio and investor guidelines
- Identify and determine next steps for collateral issues that have been escalated
- Consistently communicate with other departments and sales to ensure pipeline metrics and quality guidelines are met
- Adhere to all compliance regulations and controls
- Develop and maintain positive working relationships with co-workers, internal and external clients, business partners, and vendors
- Cultivate relationships with peers as a peer mentor
Requirements
- Four years or more of mortgage or consumer loan underwriting experience - appraisal review experience strongly preferred
- Three years of continuous collateral review experience
- Excellent Communication skills, both written and verbal, in relating to internal and external clients
- Demonstrates proficiency in basic computer applications such as Microsoft Office software products
- FHA DE (CHUMS) / VA SAR/LAPP preferred
- Appraisal review or field experience with residential appraising preferred
- Experience with using appraisal and market evaluation tools preferred
- Demonstrates proficiency in mortgage automated processing systems preferred
- Basic knowledge of bank services and products preferred
- Bachelor's degree, or equivalent education and related training preferred
Benefits
- Health insurance
- 401(k) matching
- Paid time off (10 vacation days, 10 sick days)
- Life insurance
- Disability benefits
- Accidental death and dismemberment insurance
- Tax-preferred savings accounts
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
mortgage lendingcollateral reviewappraisal reviewanalytical skillscritical thinkingcompliance regulationsportfolio guidelinesinvestor guidelinesmortgage automated processing systemsbank services
Soft skills
communication skillsrelationship buildingmentoringproblem-solvingcollaboration
Certifications
FHA DE (CHUMS)VA SARLAPP