Finance Product Lead

Tern

Finance Product Lead managing the financial infrastructure in fintech at Tern. Building payment systems and integrating compliance for travel agency operations.

Posted 5/28/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $200,000 - $250,000 per yearWebsite

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own the financial infrastructure roadmap beyond the host launch: virtual cards, payroll, expense management, multi-currency payments, and accounting system integrations
Build the compliance and risk foundation Tern needs to operate in the high-risk travel payments spaceShip service fee collection for host agencies, integrated with existing commission and payout flows
Design and ship the GL layer: invoicing, month-end close and locking, transaction exports, and transaction history views
Ship membership fee billing for sub-agency agents under host hierarchies
Shadow the Head of Product on existing commission and payout work for the first six months, taking targeted pieces off her plate as you ramp
Partner with the Agency engineering squad to extend the existing reconciliation suite to enterprise-scale host workflows

Requirements

What you’ll need

Founding or near-founding PM experience at a fintech that built payments, ledgering, and compliance infrastructure from the ground up, owning the end-to-end stack, not a single slice of it
Deep working knowledge of general ledger architecture, payment rails, risk, and compliance- you can have a real conversation with engineers on any of them
Shipped a payments product through a scale inflection point (10x volume, new market, new compliance regime) and know what actually breaks
Comfortable in a small-team environment where the PM does customer research, writes specs, and unblocks engineering directly

Benefits

Comp & perks

Competitive salary
Offers Equity

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial infrastructurecompliancerisk managementgeneral ledger architecturepayment railspayments product developmenttransaction exportsinvoicingmulti-currency paymentsexpense management

Soft Skills

customer researchspec writingproblem solvingteam collaborationcommunicationleadershipadaptabilityproject managementstrategic thinkingunblocking engineering