Insurance Product Analyst

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Insurance Product Analyst supporting product and underwriting analytics for advanced property protection initiatives. Collaborating across multiple teams to ensure data-driven decision making.

Posted 6/24/2026full-timeSeattle • Washington • 🇺🇸 United StatesMid-LevelSenior💰 $85,000 - $145,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Analyze product and segment performance across metrics, such as mix of business, bind ratio, loss ratio, underwriting funnel, retention, and segmentation
Build dashboards, reporting, and recurring management insights, connecting business decisions to measurable business outcomes
Identify trends, issues, and opportunities that inform product, pricing, and underwriting decisions
Recommend product changes, including risk selection or underwriting operational efficiencies
Ensure reporting logic, definitions, and data sources are clearly documented
Develop and maintain a strong understanding of product configuration, rating logic, underwriting rules, and workflows
Translate product decisions and analysis into clear requirements, documentation, and implementation plans
Partner with Engineering to implement product, rate, and rule changes accurately
Ensure high-quality execution through QA, validation, and anticipation of downstream impacts across underwriting, actuarial, and operations
Assist with rate, rule, and form filings, partnering with compliance and internal stakeholders as needed
Prepare state-specific analyses for new market launches, including coverages, eligibility rules, and CAT exposure considerations
Analyze and document key state differences to support product and actuarial decision-making
Support impact analysis for product changes, including rule, rate, eligibility, and coverage updates
Partner with Product and Actuarial on pre-launch estimates and post-launch measurement
Research competitor pricing, coverages, deductibles, and underwriting approaches
Summarize market insights to support product strategy and roadmap decisions
Identify product gaps, opportunities, and risks across target states

Requirements

What you’ll need

3+ years in product analysis, insurance analytics, underwriting analytics, actuarial support, or a similar role in P&C insurance
Strong analytical and quantitative skills
Ability to turn analysis into actionable recommendations
Strong Excel skills; familiarity with SQL, Python, or BI tools preferred
Excellent written and verbal communication
Strong documentation discipline and attention to detail
Ability to work effectively across functions in a fast-paced environment
Experience in homeowners, property, or CAT-exposed insurance
Exposure to underwriting rules, risk segmentation, or pricing analytics
Experience supporting product changes or state launches
Familiarity with E&S markets and wildfire-related risk dynamics
Experience building dashboards and management reporting
Exposure to competitor analysis, coverage comparison, or third-party data inputs

Benefits

Comp & perks

Above-market Health, Dental, and Vision coverage
Weekly lunch stipend
Flexible time off + holidays
401(k) plan
Commuter benefits
PAT & MAT Leave
Short-Term and Long-Term Disability
Monthly team gatherings
In-office perks

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product analysisinsurance analyticsunderwriting analyticsactuarial supportanalytical skillsquantitative skillsExcelSQLPythonBI tools

Soft Skills

analytical thinkingactionable recommendationswritten communicationverbal communicationdocumentation disciplineattention to detailcross-functional collaborationadaptability