Analyze and process complex or technically difficult general liability claims by investigating and gathering information to determine the exposure on the claim; manage claims through well-developed action plans to an appropriate and timely resolution
Assess liability and resolve claims within evaluation
Negotiate settlement of claims within designated authority
Calculate and assign timely and appropriate reserves to claims; manage reserve adequacy throughout the life of the claim
Calculate and pay benefits due; approve and make timely claim payments and adjustments; and settle claims within designated authority level
Prepare necessary state fillings within statutory limits
Manage the litigation process; ensure timely and cost effective claims resolution
Coordinate vendor referrals for additional investigation and/or litigation management
Use appropriate cost containment techniques including strategic vendor partnerships to reduce overall cost of claims for our clients
Manage claim recoveries, including but not limited to: subrogation, Second Injury Fund excess recoveries and Social Security and Medicare offsets
Report claims to the excess carrier; respond to requests of directions in a professional and timely manner
Communicate claim activity and processing with the claimant and the client; maintain professional client relationships
Ensure claim files are properly documented and claims coding is correct
Refer cases as appropriate to supervisor and management
Perform other duties as assigned
Support the organization's quality program(s)
Travel as required
Requirements
Bachelor's degree from an accredited college or university preferred
Professional certification as applicable to line of business preferred
Five (5) years of claims management experience or equivalent combination of education and experience required
Subject matter expert of appropriate insurance principles and laws for line-of-business handled, recoveries offsets and deductions, claim and disability duration, cost containment principles including medical management practices and Social Security and Medicare application procedures as applicable to line-of-business
Excellent oral and written communication, including presentation skills