Business Unit FP&A Specialist

RecargaPay

Business Unit FP&A Specialist leading financial oversight and analysis at RecargaPay, delivering best payment experiences for Brazilian users and businesses.

Posted 6/18/2026full-timeRemote • 🇧🇷 BrazilMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Develop and manage detailed financial models, forecasts, budgets and long-term plans for the assigned Business Unit(s). Collaborate with the Consolidation team and BU leaders to ensure accurate financial projections. Lead initiatives under your role to optimize processes while maintaining quality and compliance.
Establish KPIs and monitor BU financial performance, analyzing variances and advising on corrective actions. Provide actionable insights for decision-making at both strategic and operational levels.
Lead the preparation of accurate and timely BU financial reports (matched with Accounting reports), consolidating data to provide a clear view of business performance. Work closely with the Financial Consolidation team and Senior Finance team on assisting them with BU-level details in reporting to investors and stakeholders.
Identify and mitigate financial risks within the assigned Business Unit(s), with a keen understanding of the Brazilian financial market’s unique risks and regulatory environment.
Serve as a financial advisor to Business Unit leaders, helping them drive decisions that align financial outcomes with business objectives. Partner with Operations, Product, and Technology teams for seamless financial integration.
Be able to work with several different data sources and Data teams in order to have data summarized as necessary for your reports and controls. Actively leverage AI tools and automation to enhance analysis, reporting, and decision-making — we expect this role to be at the forefront of AI adoption in the Finance team.

Requirements

What you’ll need

Educational background: Bachelor’s degree in Finance, Accounting, Economics or related field preferred. Professional certifications (CPA, CFA) or Master’s degree would be a plus.
Experience in FP&A, business finance, or financial planning roles within the Brazilian financial market is essential. Ideal candidates will have backgrounds in digital banking, payment companies, or fintechs. Experience with credit products (personal loans, credit cards, or credit lines) is a strong differentiator.
Hands-on approach to day-to-day activities.
Strong financial modeling and analytical skills across different types of business units and products.
Advanced Excel /Google Sheets
Advanced knowledge to work with data sources in different tools.
AI fluency: Demonstrated experience using AI tools (LLMs, copilots, automation) in a professional context. We expect candidates to embrace AI and apply it across their workflow — from modeling and analysis to reporting and communication.
Flexibility and adaptability: Ability to pivot across business lines, products, and priorities as the company evolves. We value profiles that are comfortable operating in a dynamic environment where the scope of work may change.
Good knowledge of Brazilian Accounting Standards and regulatory requirements. US GAAP knowledge would be a plus.
We are a trilingual team with executive leadership operating across English, Spanish, and Portuguese on a daily basis. We value professionals who can communicate effectively in all three languages at a working/executive level.**- Portuguese: Fluency required (working language in Brazil).
**- English: Fluency required (investor relations, reporting, executive communication).
**- Spanish: Strongly preferred (daily working language with leadership and cross-functional teams). Candidates with all three languages at executive level will be prioritized.

Benefits

Comp & perks

Remote work — wherever you are, you’re part of the team!
Home office allowance through a monthly deposit in the RecargaPay app.
Health and dental plans with no co-pay.
Life insurance.
Flexible meal allowance (via Flash).
TotalPass membership to take care of your health.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

financial modelinganalytical skillsbudgetingforecastingKPI establishmentfinancial reportingdata analysisAI toolsadvanced Excelfinancial risk mitigation

Soft Skills

collaborationcommunicationflexibilityadaptabilityleadershipproblem-solvingstrategic thinkingoperational decision-makingadvisory skillsinterpersonal skills

Certifications

CPACFABachelor's degree in FinanceMaster's degree in FinanceAccounting certificationEconomics degree