Senior Credit FP&A Analyst

RecargaPay

Sr. Credit FP&A Analyst at RecargaPay influencing credit policies and processes in Brazil.

Posted 4/15/2026full-timeRemote • 🇧🇷 BrazilSeniorWebsite

About the role

Key responsibilities & impact

Responsible for understanding and providing a business view of credit indicators (origination/vintage view and portfolio view);
Primary point of contact for the area in reconciling management figures with financial and accounting numbers;
Understand movements in the Allowance for Doubtful Accounts (PDD) in accounting and explain them from a business perspective;
Impact analysis and simulation of new products, changes in credit policy, and sensitivity analyses;
Credit forecasting to support budgeting exercises and budget reviews with the Finance team;
Primary point of contact for the area in relationships with Financial Planning, Accounting, and Product teams.

Requirements

What you’ll need

Degree in Business Administration, Economics, Accounting, or a related field;
Experience in Credit, Allowance for Doubtful Accounts (PDD), and MIS;
Financial Planning (FP&A) and Accounting with a focus on Credit;
Hands-on experience with credit and delinquency indicators (FPD, delinquency, over, PDD, roll rates, write-offs, ROI, etc.);
Strong financial and accounting perspective applied to the Credit business;
Credit products, especially Personal Loans, Consumer Credit (CDC), and Credit Cards (unsecured lending);
Spreadsheets and databases.

Benefits

Comp & perks

Competitive and market-aligned salary.
Remote work — wherever you are, you’re part of the team!
Home office allowance through a monthly deposit in the RecargaPay app.
Health and dental plans with no co-pay.
Life insurance.
Flexible meal allowance (via Flash).
TotalPass membership to take care of your health.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Credit forecastingAllowance for Doubtful AccountsFinancial Planning (FP&A)AccountingCredit productsPersonal LoansConsumer CreditCredit CardsSpreadsheetsDatabases

Soft Skills

Business perspectiveImpact analysisRelationship management