RecargaPay

Senior Credit FP&A Analyst

RecargaPay

full-time

Posted on:

Location Type: Remote

Location: Brazil

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Job Level

Senior

About the role

  • Responsible for understanding and providing a business view of credit indicators (origination/vintage view and portfolio view);
  • Primary point of contact for the area in reconciling management figures with financial and accounting numbers;
  • Understand movements in the Allowance for Doubtful Accounts (PDD) in accounting and explain them from a business perspective;
  • Impact analysis and simulation of new products, changes in credit policy, and sensitivity analyses;
  • Credit forecasting to support budgeting exercises and budget reviews with the Finance team;
  • Primary point of contact for the area in relationships with Financial Planning, Accounting, and Product teams.

Requirements

  • Degree in Business Administration, Economics, Accounting, or a related field;
  • Experience in Credit, Allowance for Doubtful Accounts (PDD), and MIS;
  • Financial Planning (FP&A) and Accounting with a focus on Credit;
  • Hands-on experience with credit and delinquency indicators (FPD, delinquency, over, PDD, roll rates, write-offs, ROI, etc.);
  • Strong financial and accounting perspective applied to the Credit business;
  • Credit products, especially Personal Loans, Consumer Credit (CDC), and Credit Cards (unsecured lending);
  • Spreadsheets and databases.
Benefits
  • Competitive and market-aligned salary.
  • Remote work — wherever you are, you’re part of the team!
  • Home office allowance through a monthly deposit in the RecargaPay app.
  • Health and dental plans with no co-pay.
  • Life insurance.
  • Flexible meal allowance (via Flash).
  • TotalPass membership to take care of your health.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
Credit forecastingAllowance for Doubtful AccountsFinancial Planning (FP&A)AccountingCredit productsPersonal LoansConsumer CreditCredit CardsSpreadsheetsDatabases
Soft Skills
Business perspectiveImpact analysisRelationship management