Head of Financial Crime Compliance

Reap

Head of Financial Crime Compliance at Reap, leading global AI-enabled FCC program with strong AML/CFT controls and strategic regulator partnerships.

Posted 7/10/2026full-timeRemote • 🌎 Anywhere in the WorldLeadWebsite

About the role

Key responsibilities & impact

Own and maintain the Group Financial Crime Compliance framework, policies and standards.
Lead enterprise-wide AML/CFT risk assessments across all jurisdictions.
Define financial crime risk appetite, governance standards and oversight mechanisms.
Drive FCC maturity, audit readiness and remediation programmes.
Oversee higher-risk client and transaction reviews.
Provide guidance on sanctions, PEP, adverse media and financial crime escalations.
Govern transaction monitoring, sanctions screening and ongoing due diligence frameworks.
Review complex investigations and oversee SAR/STR decision-making.
Own transaction monitoring governance, typology development and detection optimisation.
Identify emerging financial crime risks and recommend enhancements to controls and detection capabilities.
Provide oversight of financial crime requirements across sponsor programmes.
Act as a key point of contact for regulators, auditors and external stakeholders on financial crime matters.
Build organisational capability through training, awareness and continuous development.

Requirements

What you’ll need

12–15+ years' experience in AML/CFT, financial crime compliance or regulatory compliance.
Proven experience as an MLRO, AMLCO or Head of AML/CFT within a regulated financial institution.
Experience building and scaling compliance functions across multiple jurisdictions.
Experience supporting Visa or Mastercard programmes is highly desirable.
Experience with digital assets, stablecoins or fintech products is advantageous.
Deep knowledge of AML/CFT regulations, FATF standards and risk-based compliance frameworks.
Strong expertise in transaction monitoring, sanctions screening, investigations and financial crime risk management.
Strong understanding of SAR/STR requirements, EDD and ongoing due diligence.
Leadership and people management experience.
Experience engaging regulators, auditors, boards and senior stakeholders.
Strong cross-functional collaboration skills across Product, Commercial, Operations and Engineering.
Experience with leading KYC, KYB, transaction monitoring and blockchain analytics platforms.
Strong understanding of compliance reporting, management information and data-driven decision-making.
Experience overseeing AI or machine learning applications within compliance, risk or financial crime functions.

Benefits

Comp & perks

Flexible remote work environment with a global, collaborative team.
Insurance coverage after probation.
Reap Card stipend.
Use of AI tools at work — and the space to learn, experiment, and grow with them.
A culture of innovation, inclusion, and continuous learning.

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Hard Skills & Tools

Financial Crime Compliance FrameworkRisk AssessmentsGovernance StandardsSAR/STR Decision-MakingDue DiligenceKYCKYBCompliance ReportingData-Driven Decision-MakingFATF Standards

Soft Skills

Cross-Functional CollaborationPeople Management