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Reap

Pricing & Commercial Strategy Manager

Reap

Pricing & Commercial Strategy Manager at Reap, a fintech leading in stablecoin solutions. Drive pricing strategy and commercial frameworks across the business lines in a hybrid work setting.

Posted 5/29/2026full-time🇭🇰 Hong KongSeniorLeadWebsite

Tech Stack

Tools & technologies
SQL

About the role

Key responsibilities & impact
  • Own the pricing strategy across the business lines.
  • Design, maintain, and evolve pricing frameworks for Reap's product stack.
  • Analyse interchange economics, scheme fee structures, FX spreads, subscription tiers, and contract-level unit economics to ensure pricing captures value and supports margin targets.
  • Optimise and extend product pricing structures.
  • Evaluate and refine pricing models as products evolve.
  • Ensure pricing architecture scales with the product suite rather than fragmenting across one-off deal terms.
  • Build the commercial modelling capability.
  • Develop financial models and provide the analytical backbone for new deal structuring, partnership agreements, and product launches.
  • Drive customer and partner segmentation.
  • Act as the commercial SME in strategic deals.
  • Support strategic integration workstream - cross-sell economics, joint go-to-market pricing, embedded product structures, and synergy tracking.

Requirements

What you’ll need
  • 7+ years of relevant experience in commercial strategy, pricing, FP&A, or strategic finance, with meaningful exposure to the payments, fintech, or financial services sector.
  • Deep understanding of payments economics — interchange, scheme fees, FX, subscription and transaction-based pricing models.
  • Experience with card issuing, BaaS/embedded finance, or partner card program economics is strongly preferred.
  • Strong financial modelling skills with the ability to build from first principles.
  • Commercially intuitive. You understand how pricing decisions play out in sales conversations, partner negotiations, and customer retention.
  • Excellent communication and stakeholder management skills.
  • Analytical and data-driven, with the ability to interpret complex datasets, identify trends, and translate findings into actionable commercial recommendations.
  • SQL proficiency or experience with BI/analytics tools is a strong plus.
  • Self-directed and comfortable with ambiguity.

Benefits

Comp & perks
  • A greenfield role: you are building the commercial strategy function, not maintaining someone else's.
  • Direct impact on how Reap prices and packages across every business line.
  • A high-impact role in a rapidly growing fintech company.
  • Flexible hybrid work environment with a global, collaborative team.
  • Insurance coverage after probation.
  • Reap Card stipend.
  • Use of AI tools at work, and the space to learn, experiment, and grow with them.
  • A culture of innovation, inclusion, and continuous learning.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools
financial modellingpricing strategypricing frameworksinterchange economicsscheme fee structuresFX spreadssubscription pricing modelstransaction-based pricing modelscommercial modelling
Soft Skills
commercial intuitioncommunication skillsstakeholder managementanalytical skillsdata-driven decision makingself-directedcomfort with ambiguity