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Tech Stack
Tools & technologiesSQL
About the role
Key responsibilities & impact- Own the pricing strategy across the business lines.
- Design, maintain, and evolve pricing frameworks for Reap's product stack.
- Analyse interchange economics, scheme fee structures, FX spreads, subscription tiers, and contract-level unit economics to ensure pricing captures value and supports margin targets.
- Optimise and extend product pricing structures.
- Evaluate and refine pricing models as products evolve.
- Ensure pricing architecture scales with the product suite rather than fragmenting across one-off deal terms.
- Build the commercial modelling capability.
- Develop financial models and provide the analytical backbone for new deal structuring, partnership agreements, and product launches.
- Drive customer and partner segmentation.
- Act as the commercial SME in strategic deals.
- Support strategic integration workstream - cross-sell economics, joint go-to-market pricing, embedded product structures, and synergy tracking.
Requirements
What you’ll need- 7+ years of relevant experience in commercial strategy, pricing, FP&A, or strategic finance, with meaningful exposure to the payments, fintech, or financial services sector.
- Deep understanding of payments economics — interchange, scheme fees, FX, subscription and transaction-based pricing models.
- Experience with card issuing, BaaS/embedded finance, or partner card program economics is strongly preferred.
- Strong financial modelling skills with the ability to build from first principles.
- Commercially intuitive. You understand how pricing decisions play out in sales conversations, partner negotiations, and customer retention.
- Excellent communication and stakeholder management skills.
- Analytical and data-driven, with the ability to interpret complex datasets, identify trends, and translate findings into actionable commercial recommendations.
- SQL proficiency or experience with BI/analytics tools is a strong plus.
- Self-directed and comfortable with ambiguity.
Benefits
Comp & perks- A greenfield role: you are building the commercial strategy function, not maintaining someone else's.
- Direct impact on how Reap prices and packages across every business line.
- A high-impact role in a rapidly growing fintech company.
- Flexible hybrid work environment with a global, collaborative team.
- Insurance coverage after probation.
- Reap Card stipend.
- Use of AI tools at work, and the space to learn, experiment, and grow with them.
- A culture of innovation, inclusion, and continuous learning.
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial modellingpricing strategypricing frameworksinterchange economicsscheme fee structuresFX spreadssubscription pricing modelstransaction-based pricing modelscommercial modelling
Soft Skills
commercial intuitioncommunication skillsstakeholder managementanalytical skillsdata-driven decision makingself-directedcomfort with ambiguity
