Product Manager, Card Issuing – EU, Africa Expansion

Reap

Product Manager overseeing Reap's card issuing infrastructure in Europe and Africa. Leading market launches and compliance for a fintech firm specializing in stablecoin payments.

Posted 5/15/2026full-timeRemote • 🇮🇪 IrelandMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Own the end-to-end product workstream for launching Reap's card issuing infrastructure into European and African markets — from regulatory readiness through processor integration to first client live.
Lead the launch of new card schemes in your markets — owning the scheme onboarding process, program setup, and BIN acquisition.
Build market requirements documents covering the full card issuing stack: scheme approvals, processor integration, KYB/KYC, transaction processing, AML monitoring, card provisioning, and shipping.
Project manage the expansion across cross-functional teams — Risk, Compliance, Finance, Treasury, Onboarding, Core Product, and Engineering. You define what needs to be built and drive delivery to timeline across all workstreams.
Own the go-live checklist for each market and scheme — from scheme approval to first test transaction to first client processing.
Once a market launches, own the transition from MVP to full capability — closing feature gaps, enabling deferred capabilities, and responding to early client feedback.
Own the ongoing BAU for your markets — you launched them, you run them.
Work with Core product teams to bring Reap's full product suite to your markets.
Own market-specific risk and compliance issues — from local AML requirements and country restriction policy changes to scheme audit responses and remediation items.
Track and respond to ongoing regulatory changes, scheme rule updates, and processor requirement changes across all schemes operating in each market.

Requirements

What you’ll need

5+ years of product management experience in card issuing, with direct involvement in launching card programmes in new markets or jurisdictions.
End-to-end familiarity with the card issuing stack — you understand how scheme relationships, processor integrations, BIN management, KYB/KYC, transaction processing, fraud monitoring, settlement, card provisioning, and shipping all fit together as one system.
Has experience working with card schemes (Visa and/or Mastercard) — you understand scheme processes, programme rules, scheme compliance reporting, and the dynamics of getting a new BIN live in a region.
Has managed processor relationships — you've integrated with at least one card processor and understand the moving parts between issuers, processors, and networks.
A strong product operator — this role is as much about project management as it is about product strategy. You'll be coordinating across multiple PMs, engineering teams, compliance, and external partners simultaneously across timezones. You keep the trains running without micromanaging, and you're energised by the operational rigour of getting a market from zero to live.
Comfortable working cross-functionally across timezones — you'll be the EU/Africa timezone anchor for a team that spans APAC and the Americas; you need to be a strong async communicator and proactive about surfacing blockers before they become crises.
Strong written communication — ability to produce clear market requirements docs, scheme compliance responses, and status updates that work across timezones and audiences.

Benefits

Comp & perks

Flexible remote work environment with a global, collaborative team.
Insurance coverage after probation.
Reap Card stipend.
Use of AI tools at work — and the space to learn, experiment, and grow with them.
A culture of innovation, inclusion, and continuous learning.

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

product managementcard issuingscheme onboardingBIN managementKYBKYCtransaction processingfraud monitoringsettlementcard provisioning

Soft Skills

project managementcross-functional collaborationasync communicationstrong written communicationoperational rigorproblem-solvingleadershiporganizational skillsproactive mindsetstakeholder management