Senior Loan Eligibility Specialist

Planet Home Lending, LLC

Sr Loan Eligibility Specialist performing advanced eligibility reviews for mortgage loans. Evaluating borrower scenarios and ensuring compliance with mortgage guidelines.

Posted 7/30/2026full-timeRemote • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates advanced knowledge of mortgage product guidelines and eligibility requirements, with a strong ability to analyze complex borrower scenarios and documentation. Proficient in income calculation, cash-flow analysis, and compliance with agency standards.

Highest-signal resume keywords

Mortgage Operations ExperienceAdvanced Income Calculation SkillsFannie Mae Guidelines KnowledgeComplex Borrower Scenario EvaluationTraining and Mentoring Abilities

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Eligibility ReviewDocumentation ValidationRisk AssessmentCash-Flow AnalysisIncome Documentation InterpretationQuality ControlUnderwriting SupportFinancial Documentation AnalysisCompliance EvaluationMortgage Product Knowledge

Soft Skills

Analytical SkillsDecision-Making SkillsProblem-Solving SkillsWritten Communication SkillsVerbal Communication Skills

Industry Keywords

Conventional Mortgage ProductsGovernment Mortgage ProductsJumbo LoansRenovation LoansNon-Delegated LoansNon-Agency LoansCorrespondent LendingFHA GuidelinesVA GuidelinesUSDA Guidelines

About the role

Key responsibilities & impact

Responsible for performing advanced eligibility, documentation, and risk reviews for mortgage loans.
Evaluates complex borrower scenarios and validates compliance with agency requirements.
Provides guidance to internal stakeholders on loan eligibility and documentation requirements.
Performs comprehensive eligibility reviews for various mortgage transactions and evaluates borrower risk profiles.
Accurately inputs and validates loan data, identifying and resolving documentation deficiencies.
Serves as a point of escalation for complex eligibility questions and works with various teams to resolve issues.
Maintains expert-level knowledge of mortgage product guidelines and assists teams in loan evaluations.

Requirements

What you’ll need

High School graduate or GED required.
Some college preferred.
Minimum five (5) years of mortgage operations, underwriting, loan eligibility, quality control, or underwriting support experience.
Minimum three (3) years of experience reviewing complex Conventional, Government, Jumbo, Renovation, Non-Delegated, or Non-Agency mortgage products.
Advanced experience analyzing self-employed borrower income and non-traditional income documentation preferred.
Correspondent lending experience strongly preferred.
Advanced knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo, Renovation, and Non-Agency guidelines.
Advanced income calculation and cash-flow analysis skills.
Ability to interpret tax returns, business returns, profit and loss statements, bank statements, and financial documentation.
Exceptional analytical, decision-making, and problem-solving skills.
Strong written and verbal communication skills.
Ability to train and mentor less experienced team members.

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account Planet Home Lending, LLC Website LinkedIn All Job Openings 1001 - 5000 employees Founded 2007 💸 Finance 🏦 Banking 👥 B2C 💰 $475M Debt financing on 2025-01 Finance
Banking
B2C Planet Home Lending, LLC is a consumer-focused mortgage lender that provides home-purchase and refinance loans, cash-out and renovation financing, VA, FHA, USDA, jumbo, construction, manufactured housing, and home equity products. The company emphasizes online account access and customer service, serving approximately 500,000 customers, and markets itself as an equal housing lender headquartered in Meriden, CT (NMLS ID#17022). Planet also engages in community and environmental initiatives and offers career opportunities for mortgage professionals. Senior Loan Eligibility Specialist Job not on LinkedIn 🔥 1 minute ago 🇺🇸 United States – Remote ⏰ Full Time 🟠 Senior ✨ Loan Specialist Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Responsible for performing advanced eligibility, documentation, and risk reviews for mortgage loans.
Evaluates complex borrower scenarios and validates compliance with agency requirements.
Provides guidance to internal stakeholders on loan eligibility and documentation requirements.
Performs comprehensive eligibility reviews for various mortgage transactions and evaluates borrower risk profiles.
Accurately inputs and validates loan data, identifying and resolving documentation deficiencies.
Serves as a point of escalation for complex eligibility questions and works with various teams to resolve issues.
Maintains expert-level knowledge of mortgage product guidelines and assists teams in loan evaluations. 🎯 Requirements
High School graduate or GED required.
Some college preferred.
Minimum five (5) years of mortgage operations, underwriting, loan eligibility, quality control, or underwriting support experience.
Minimum three (3) years of experience reviewing complex Conventional, Government, Jumbo, Renovation, Non-Delegated, or Non-Agency mortgage products.
Advanced experience analyzing self-employed borrower income and non-traditional income documentation preferred.
Correspondent lending experience strongly preferred.
Advanced knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, Jumbo, Renovation, and Non-Agency guidelines.
Advanced income calculation and cash-flow analysis skills.
Ability to interpret tax returns, business returns, profit and loss statements, bank statements, and financial documentation.
Exceptional analytical, decision-making, and problem-solving skills.
Strong written and verbal communication skills.
Ability to train and mentor less experienced team members. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Loan Specialist 🕒 July 22 Better 1001 - 5000 💳 Fintech 🏠 Real Estate 💸 Finance Website LinkedIn All Job Openings Loan Specialist managing mortgage loan applications at NEO Home Loans. Collaborating with internal and external stakeholders to ensure a smooth loan process. 🇺🇸 United States – Remote 💰 $155M Post-IPO Debt - Better.com on 2025-04 ⏰ Full Time 🟡 Mid-level 🟠 Senior ✨ Loan Specialist 🦅 H1B Visa Sponsor Senior Loan Packaging & Closing Specialist 🕒 July 14 HomeTrust Bank 501 - 1000 🏦 Banking 💸 Finance Website LinkedIn All Job Openings Senior Loan Packaging & Closing Specialist responsible for SBA and USDA loan processing. Collaborating with internal teams to ensure compliance and manage client relationships. 🇺🇸 United States – Remote ⏰ Full Time 🟠 Senior ✨ Loan Specialist Loan Servicing Specialist – Bankruptcy 🕒 July 10 First American 10,000+ employees 🏠 Real Estate 💸 Finance 🏢 Enterprise Website LinkedIn All Job Openings Loan Servicing Specialist ensuring compliance in bankruptcy processes for mortgage accounts. Managing interactions with various stakeholders while adhering to state and federal regulations. 🇺🇸 United States – Remote 💵 $23 - $31 / hour ⏰ Full Time 🟡 Mid-level 🟠 Senior ✨ Loan Specialist 🦅 H1B Visa Sponsor Escrow Specialist – Commercial/Multifamily Loan Servicing 🕒 July 9 The Community Preservation Corporation 51 - 200 🏗️ Construction 🏠 Real Estate 💸 Finance Website LinkedIn All Job Openings Escrow Specialist responsible for escrow functions in loan servicing. Ensuring compliance, accuracy, and efficiency in the escrow analysis cycle and disbursements. 🇺🇸 United States – Remote 💵 $75k - $90k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior ✨ Loan Specialist Loan Closing Specialist 🕒 May 26 SWBC 1001 - 5000 💸 Finance 🛡️ Insurance 🏠 Real Estate Website LinkedIn All Job Openings Loan Closing Specialist at SWBC Mortgage, ensuring accurate loan closing documentation. Collaborating with clients and parties for smooth mortgage transactions. 🇺🇸 United States – Remote ⏰ Full Time 🟡 Mid-level 🟠 Senior ✨ Loan Specialist 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Is Remote Rocketship legit? Privacy policy Terms of service Job board SEO course Remote Job Search MasterClass AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs