Plaid

Data Scientist – Credit

Plaid

full-time

Posted on:

Location Type: Hybrid

Location: San Francisco • California • 🇺🇸 United States

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Salary

💰 $162,000 - $222,000 per year

Job Level

Mid-LevelSenior

Tech Stack

ETL

About the role

  • Working closely with clients both pre and post-sales to help evaluate product offerings and craft risk mitigation strategies to optimize use (e.g. via retro analysis)
  • Deep dive and triage model(s) performance for clients and identify opportunities for improvements
  • Explore Plaid’s unique data to identify emerging credit risk vectors
  • Developing new features to improve ML risk models
  • Building data pipelines using tools like DBT to automate ETL processes
  • Crafting metrics, alerts, and dashboards to monitor ML production model performance

Requirements

  • 1-4 years of experience as a data scientist or related role
  • Understanding of credit risk and the development of underwriting models
  • Hands on credit expertise building and maintaining actual credit policies for lenders.
  • Knowledge of lending lifecycle and how to optimize each step (marketing, acquisitions, customer management, collections/recoveries)
  • Understanding how to use credit models in decisioning.
  • Demonstrated ability to make data driven decisions
Benefits
  • Comprehensive benefit plan, including medical, dental, vision, and 401(k).

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
machine learningdata analysisETLcredit risk modelingdata pipeline developmentmetrics craftingdashboard creationretro analysismodel performance evaluationrisk mitigation strategies
Soft skills
client collaborationdata-driven decision makingproblem solvingcommunicationanalytical thinkingstrategic thinkingattention to detailadaptabilityteamworkcritical thinking
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