Lead the development and implementation of advanced data science models and algorithms
Collaborate with stakeholders to understand requirements and deliver solutions
Drive best practices in data science and ensure data quality and integrity in all processes
Mentor and guide junior data scientists
Work with Global Fraud Prevention and Global Risk Management to support SMB acquisition strategies
Focus on managing Americas acquisition strategies to support the growth of SMB line of business globally
Work closely with SMB business leaders, Risk Products, Decision Science, Fraud Operations, and Engineering to execute acquisition risk management roadmap
Mitigate 3rd party fraud, 1st party abuse, and money movement risks
Provide solutions to tactical and strategic business problems and develop acquisition roadmap to support profitable business growth
Conduct thorough analysis with available data tools and provide detailed insights transformed into risk strategies
Set up detailed portfolio monitoring, manage credit exposure, and conduct sensitivity testing
Evaluate internal models and implement them in risk strategies; partner with product and platform teams to execute strategies and conduct A/B testing
Be the voice of risk management and help solve complex problems within defined risk box
Requirements
Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience
5+ years of experience in financial technology, banking, or payments in developing and implementing risk strategies to mitigate losses
Strong knowledge in data analytics to extract, analyze and transform data into risk strategy recommendations for profitable business growth
Knowledge of existing/emerging regulatory frameworks related to consumer and SMB acquisition
Experience working with Product and Engineering organizations (preferred)
Well organized, with ability to manage numerous projects under deadline pressure
High level of intellectual, professional, and interpersonal agility/flexibility
Strong analytical/problem-solving skills
Demonstrated ability to build/maintain relationships with key stakeholders to execute the risk roadmap
Strong communication skills in explaining complex matters in a simple and clear manner