Ouribank

AML/KYC Analyst

Ouribank

full-time

Posted on:

Location Type: Hybrid

Location: São Paulo • Brazil

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About the role

  • Conduct onboarding and KYC remediation/review processes for clients, including identification, qualification and validation of information
  • Perform customer risk analysis, classifying customers according to AML/CTF risk criteria (low, medium, high)
  • Execute due diligence and enhanced due diligence (EDD) for higher-risk customers, including PEPs, non-residents and complex corporate structures
  • Analyze and validate corporate documentation, control structures and ultimate beneficial owners (UBO)
  • Perform screening against sanction and watchlists (OFAC, UN, EU, UK, BACEN, COAF), assessing potential matches (true match vs. false positive)
  • Support the transaction monitoring area with customer data and risk inputs
  • Prepare technical opinions and reports with clear, auditable rationale
  • Interact with internal areas (Commercial, Compliance, Legal, Operations) to resolve outstanding issues and align processes
  • Ensure adherence to BACEN regulations, internal policies and AML/CTF guidelines
  • Support internal and external audits, as well as regulatory requests
  • Contribute to continuous improvement of KYC processes, including review of policies, workflows and controls

Requirements

  • Education: Bachelor’s degree in Business Administration, Law, Economics, Accounting or related fields
  • Experience: Previous experience in AML/CTF with a focus on KYC, preferably within financial institutions
  • Experience onboarding corporate clients and analyzing corporate structures
  • Experience with risk classification and due diligence processes
  • Technical knowledge: Familiarity with current AML/CTF regulation, including the Central Bank of Brazil (BACEN) and normative acts such as Circular No. 3,978
  • Familiarity with sanctions and watchlists (OFAC, UN, EU, UK, COAF)
  • Knowledge of ultimate beneficial owner (UBO) identification and analysis of complex structures
  • Experience with screening tools (e.g., FircoSoft, World-Check, LexisNexis or similar)
  • Intermediate English (reading required)
Benefits
  • Market-competitive salary (CLT)
  • Meal Voucher of R$ 1,173.26/month, no deduction
  • Food Voucher of R$ 924.47/month, no deduction
  • 13th Food Voucher installment of R$ 924.47 at year-end
  • Bradesco Health and Dental Plan with national coverage and co-payment, for you and your dependents
  • Childcare allowance of R$ 697.14 for children up to 5 years and 11 months
  • Group life insurance at no cost
  • Education allowance and professional development incentive
  • Partnership with Open English for English language improvement
  • Partnership with Allya, an online discounts platform
  • Partnership with Zenklub, an online mental health platform
  • Partnership with Wellhub (formerly Gympass) to support health and well-being, with access to gyms, studios and wellness experiences
  • Profit-sharing (PLR) — according to the collective agreement
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
KYC remediationcustomer risk analysisdue diligenceenhanced due diligencecorporate documentation analysisscreening against sanctionsrisk classificationAML/CTF regulationultimate beneficial owner identificationtransaction monitoring
Soft Skills
interpersonal communicationproblem-solvingcollaborationattention to detailanalytical thinkingreport writingprocess improvementorganizational skillsauditing supportregulatory compliance