Associate Director, Insurance Product Innovation, Emerging Solutions

Oscar

Associate Director leading innovative health solutions and product strategies for Oscar Health. Overseeing product lifecycle and cross-functional collaboration to optimize member experience and growth.

Posted 6/9/2026full-timeRemote • Arizona, California, Colorado, Florida, Illinois, Massachusetts, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, Virginia • 🇺🇸 United StatesSenior💰 $147,549 - $215,176 per yearWebsite

About the role

Key responsibilities & impact

Lead the development of product and innovation strategies across the individual market and new solution spaces
Translate enterprise and market priorities into relevant product strategies, value propositions, and expansion roadmaps
Identify and scale new growth opportunities, including lifestyle-oriented products, population-specific solutions, and adjacent offerings
Define market-specific right-to-win strategies, competitive positioning, and investment priorities
Lead development of business cases, including return on investment, growth, and margin impact in partnership with actuarial and finance
Promote optimization of product performance using member insights, behavioral data, and market intelligence
Ensure new solutions integrate with existing product portfolio, benefit design standards, and member value propositions
Improve modular product design to improve scalability, consistency, and speed to market across markets
Manage product lifecycle performance, including launch readiness, post-launch optimization, and long-term sustainability
Partner with product execution, compliance, and regulatory teams to ensure readiness and adherence to all requirements
Build design and execution of the member incentives platform (rewards, engagement programs, and vendor partnerships)
Define and innovate the program structure, eligibility, and value proposition in consideration of member engagement and retention goals
Partner with other teams and external vendors to provide scalable, compliant incentive solutions
Support ongoing refinement post-launch of incentive platform and partnership models, based on data-driven insights to promote membership engagement
Be the senior connector across actuarial, network, market leadership, compliance, regulatory, finance, and growth teams
Promote agreement, ensuring decision-making and execution
Manage dependencies, timelines, and trade-offs alongside peers to ensure execution and delivery of results
Influence strategic decisions across a matrixed organization without direct authority
Lead complex programs spanning multiple markets, partners, and products
Analyze results and provide recommendations to improve product performance or scaling of geographies, based on data-driven insights
Provide leadership oversight for direct report(s), including coaching, conducting frequent meetings, direction.
Compliance with all applicable laws and regulations
Other duties as assigned

Requirements

What you’ll need

Bachelor's degree
8+ years of experience in health insurance, product strategy, ACA marketplace, or small group product fields
Experience leading a team without authority and building/developing processes that lead to improved speed to market
Experience supporting or managing product lifecycle execution, including design and launch
Experience working in a matrixed environment
Experience managing complex programs (e.g., growth, product innovation) with multiple matrixed partners
Willingness to travel up to 25% of the time.

Benefits

Comp & perks

employee benefits
participation in Oscar's unlimited vacation program
annual performance bonuses

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product strategybusiness case developmentproduct lifecycle managementdata analysismodular product designmarket intelligencereturn on investmentgrowth strategycompetitive positioningmember engagement

Soft Skills

leadershipinfluence without authoritycollaborationcommunicationcoachingdecision-makingproblem-solvingstrategic thinkingteam managementadaptability

Certifications

Bachelor's degree