Associate Director, Insurance Product – Employer Subsidized & Emerging Solutions

Oscar

Associate Director overseeing employer subsidized insurance product growth for Oscar Health. Leading strategy development and cross-functional collaboration for innovative health solutions.

Posted 5/27/2026full-timeRemote • Arizona, California, Colorado, Florida, Illinois, Massachusetts, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, Virginia • 🇺🇸 United StatesSenior💰 $162,453 - $213,220 per yearWebsite

About the role

Key responsibilities & impact

Own the development and evolution of the employer-subsidized product strategy, including target segments, value proposition, and market expansion roadmap in partnership with cross-functional stakeholders, including Growth, Sales, and ICHRA leadership
Lead and contribute to business cases associated with new products, including return on investment assessments to propel growth in membership and profitability, alongside a positive brand experience
Identify and assess new growth opportunities across employer-sponsored, individual, and adjacent product spaces
Define market-specific right to win strategies, competitive positioning, and expansion priorities
Translate enterprise and market-level strategies into relevant product programs and measurable outcomes
Partner with peers to translate strategies into scalable, fileable product designs
Ensure ICHRA and new solutions align with product architecture, benefit design standards, and member value propositions
Promote consistency and reusability through modular product design, avoiding one-off or fragmented solutions
Support development of competitive product offerings, informed by market insights, pricing considerations, and member insights
Serve as primary connector across key stakeholders including actuarial, network, market leadership, compliance, regulatory affairs, corporate strategy, distribution and growth to drive alignment with competing priorities, ensuring timely decision making and execution orientation
Establish measurements, including growth, retention, margin, and market competitiveness with corporate finance
Support business case development and oversight of vendor and partner relationships related to new solutions, while ensuring operational processes are in place to mitigate risks
Compliance with all applicable laws and regulations
Other duties as assigned

Requirements

What you’ll need

Bachelor's degree
8+ years of experience in healthcare, health insurance, commercial product strategy or commercial insurance product management, directly leading a team of high-functioning contributors
Experience working within the ACA marketplace (serving multiple markets), including individual or small group
Demonstrated experience leading programs
Familiarity with insurance product lifecycle management, including design and execution readiness
Willingness to travel up to 25% of the time.

Benefits

Comp & perks

Employee benefits
Participation in Oscar's unlimited vacation program
Company equity grants
Annual performance bonuses

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

product strategybusiness case developmentreturn on investment assessmentsmarket expansionproduct designmodular product designinsurance product lifecycle managementprogram leadershipoperational process managementcompliance

Soft Skills

cross-functional collaborationstakeholder managementdecision makingexecution orientationcommunicationstrategic thinkinganalytical skillsteam leadershipalignment facilitationproblem solving

Certifications

Bachelor's degree