Underwriting Manager

OneAmerica Financial

Senior Underwriting Consultant evaluating and classifying risk for life and LTC hybrid products. Ensures compliance with underwriting guidelines and collaborates with team members.

Posted 4/23/2026full-timeCalifornia, Maine • 🇺🇸 United StatesMid-LevelSenior💰 $95,000 - $110,000 per yearWebsite

About the role

Key responsibilities & impact

Evaluate risks in accordance with established underwriting guidelines
Process cases using internal operating systems
Validate underwriting decisions with internal and external partners
Ensure adherence to published procedures and compliance standards
Participate in ongoing professional development and continuing education
Represent the company at industry events
Collaborate effectively in a team environment
Mentor and consult with junior underwriting staff

Requirements

What you’ll need

Bachelor’s degree in a related field preferred
High School Diploma or equivalent required
Minimum of 5 years of Individual Life underwriting experience required
Experience with underwriting LTC products ideal, but not required
Advanced knowledge of Life and LTC hybrid products preferred
Strong analytical and decision-making skills

Benefits

Comp & perks

Medical & prescription, dental, vision insurance
Health Savings Account & Flexible Spending Accounts
Paid Time Off
10 weeks 100% paid parental leave (after completing 12 months of employment)
401(k) Plan with company match
Pension Plan
Company paid life & disability insurance
Wellness Program & Company paid employee assistance program

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

underwritingrisk evaluationanalytical skillsdecision-makingLife insuranceLTC productsLife and LTC hybrid products

Soft Skills

collaborationmentoringconsultingcommunication

Certifications

Bachelor’s degreeHigh School Diploma