Payment Analyst

MUFG

Payment Analyst executing foreign currency wire payment processing for global clients in financial services. Responsible for transaction validation, compliance, and operational guidance within diverse teams.

Posted 6/25/2026full-timeTampa • Arizona, Florida • 🇺🇸 United StatesMid-LevelSenior💰 $61,000 - $77,000 per yearWebsite

Tech Stack

Tools & technologies

Swift

About the role

Key responsibilities & impact

Execute and support foreign currency wire payment processing activities, including SWIFT-based transactions for global clients
Perform Prep, Process, Review, and Verification functions for incoming and outgoing wires across multiple branch locations
Validate payment instructions, supporting documentation, and approvals to ensure completeness and accuracy prior to release
Review and process FX contracts, vouchers, and related funding components
Review, approve, and validate bank charges (lifting, BBK, repair) and ensure accurate recording and reconciliation
Perform end-of-day proofing, ensuring all transactions, approvals, and system queues are completed and cleared
Investigate and resolve processing exceptions, delays, and pending items
Ensure adherence to regulatory requirements including OFAC, BSA guidelines, and internal controls
Reconcile debit/credit postings and support monthly reconciliation processes
Maintain strict compliance with information security and data protection standards
Provide guidance, training, and operational support to offshore teams on remittance processing and charge handling
Support procedure updates, process enhancements, and audit or regulatory review activities

Requirements

What you’ll need

3–5 years of experience in Money Transfer / Payments Operations
Experience in foreign currency wire remittance processing for corporate and institutional clients
Hands-on knowledge of SWIFT ISO formats including pacs.008, pacs.009, pacs.009 COV, and pain.001
Experience handling incoming and outgoing cross-border wire payments and related processing workflows
Experience reviewing and processing FX contracts, vouchers, and associated payment documentation
Working knowledge of bank charges (lifting, BBK, repair) and reconciliation processes
Understanding of regulatory requirements including OFAC and BSA-related controls
Experience supporting offshore operations or distributed payment teams preferred
Background in Financial Services / Banking Operations preferred

Benefits

Comp & perks

comprehensive health and wellness benefits
retirement plans
educational assistance and training programs
income replacement for qualified employees with disabilities
paid maternity and parental bonding leave
paid vacation, sick days, and holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

foreign currency wire payment processingSWIFT transactionsFX contracts processingpayment validationreconciliation processesbank charges handlingdata protection standardsregulatory compliancepayment documentation reviewcross-border wire payments

Soft Skills

guidancetrainingoperational supportproblem-solvingattention to detail