Payments Analyst

MUFG

Payments Analyst executing and supporting USD wire payment processing, ensuring compliance and operational efficiency at Mitsubishi UFJ Financial Group. Collaborating with technology, compliance, and risk teams in daily operations.

Posted 6/2/2026full-timeTampa • Arizona, Florida • 🇺🇸 United StatesMid-LevelSenior💰 $61,000 - $77,000 per yearWebsite

Tech Stack

Tools & technologies

Swift

About the role

Key responsibilities & impact

Execute and support USD wire payment processing activities, including Fedwire and CHIPS transactions for corporate and institutional clients
Perform wire input, validation, and repair for inbound and outbound USD wires, ensuring completeness, accuracy, and timeliness
Review and process customer wire instructions, including standing instructions and payment amendments
Investigate and resolve wire exceptions, rejects, recalls, and inquiries in coordination with internal teams and external counterparties
Ensure all wire activity is processed in accordance with internal policies, procedures, and regulatory requirements, including BSA/AML and OFAC
Identify, document, and escalate operational risks, control gaps, and processing errors in a timely manner
Support sanctions screening and fraud monitoring alerts related to USD wire transactions
Collect, validate, and retain customer documentation supporting wire payments and investigations
Support claims and investigations processing related to wire transfers, including trace requests and return-of-funds scenarios
Partner with technology, compliance, and risk teams on system changes, testing, and control validation impacting USD wire processing
Contribute to daily, weekly, and ad-hoc reporting related to wire volumes, exceptions, and operational risk metrics
Assist with audit and regulatory inquiries by providing evidence, explanations, and process documentation related to wire operations

Requirements

What you’ll need

Demonstrated experience in USD wire operations and large-value payment processing for commercial and corporate clients
Hands-on knowledge of Fedwire Funds, CHIPS, and SWIFT MT/MX payment flows, including inbound and outbound USD wires
Experience reviewing and processing customer wire instructions, amendments, and payment investigations
Working knowledge of bank documentation requirements supporting USD wires, including payment authorizations and standing instructions
Practical understanding of U.S. payments regulatory requirements, including BSA/AML, OFAC, and internal control standards
Background in Financial Services or Banking Operations preferred

Benefits

Comp & perks

comprehensive health and wellness benefits
retirement plans
educational assistance and training programs
income replacement for qualified employees with disabilities
paid maternity and parental bonding leave
paid vacation
sick days
holidays

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

USD wire operationspayment processingFedwireCHIPSSWIFT MT/MXwire inputvalidationcustomer wire instructionsoperational risk metricspayment investigations

Soft Skills

investigationproblem-solvingattention to detailcommunicationcollaborationrisk identificationdocumentationtimelinessescalationreporting