Senior Underwriter

MotivHealth

Underwriter creating rate proposals and analyzing healthcare data for MotivHealth's products. Collaborating with various teams to support RFP responses and ensure pricing accuracy.

Posted 7/26/2026full-timeRemote • Arizona, Colorado, Texas, Utah • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in underwriting for health insurance products, including stop-loss, ASO, and pharmacy, while providing financial analysis and ensuring compliance with regulatory requirements. Strong analytical skills are essential for assessing healthcare data and developing accurate rate proposals.

Highest-signal resume keywords

Underwriting ExperienceHealthcare Data AnalysisFinancial AnalysisExcel ProficiencyHealth Insurance Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

UnderwritingClaims AnalysisRisk AnalysisRate Proposal DevelopmentHealthcare PricingData ValidationFinancial RecommendationsPopulation Credibility EvaluationDocumentation SupportInternal Audits

Soft Skills

Attention to DetailOrganizational SkillsClear CommunicationInnovative Thinking

Tools & Technologies

ExcelMicrosoft Office

Industry Keywords

Health InsuranceStop-LossASOFully InsuredLevel-FundedHealth Savings AccountsGroup RenewalsRFP ResponsesCross-Functional CollaborationClaims Data

About the role

Key responsibilities & impact

Develop rate proposals for new and renewal business across medical, pharmacy, and stop-loss products.
Assess large claimant impacts, perform claims and risk analysis, and partner cross-functionally with Sales, Clinical Services, Finance, and other teams.
Integral to RFP responses, group renewals, and ensuring pricing accuracy.
Collaborate with Sales and Account Executives to prepare, respond to, and execute proposals for both prospective and renewing clients.
Create accurate and timely rate proposals using internal underwriting models, ensuring alignment with business and regulatory requirements.
Analyze group-level healthcare data including claims, premiums, and high-cost claimant experience.
Evaluate credibility based on population size and predictive behavior; identify and troubleshoot potential data issues.
Perform underwriting tasks related to stop-loss, ASO, medical, dental, vision, and pharmacy products.
Provide financial analysis and recommendations on group insurance arrangements to internal stakeholders.
Support implementation processes by setting up and validating group structures, rates, and documentation.
Support internal audits and participate in underwriting or cross-functional projects as needed.

Requirements

What you’ll need

A degree in Business, Finance, Statistics, or a closely related field - or equivalent professional experience
5+ years of underwriting experience
Understanding of health insurance plans i.e., fully insured, level-funded, ASO, and stop-loss.
Basic knowledge of healthcare pricing, funding methods, and Health Savings Accounts (HSAs).
Proficient in Excel (Macros, Pivot Tables), Microsoft Office, and working with data
Great attention to detail and strong organizational skills
Clear and confident communication, both written and verbal
Innovator with a strong desire to challenge existing norms related to traditional healthcare and health insurance

Benefits

Comp & perks

5% annual bonus based on company profitability
Affordable health, vision, and dental insurance for you and your family
Company contributes up to $2,300 to Health Savings Account annually
Wellness program that contributes additional money towards your HSA
Automatic 3% contribution into retirement plan
Career development and growth opportunities
Flexible Time Off & 10 paid holidays per year