Mogo

Financial Planning and Analysis

• Lead and continuously improve processes around budgeting and forecasting, KPI reporting, divisional reporting, and data structuring
• Develop and maintain expert understanding of actual and forecasted key financial performance metrics (revenue, EBITDA, operating expenses, gross margins, product level economics, cash flow)
• Develop dashboards and executive summaries to monitor metrics and drivers
• Enhance models and processes to evaluate customer LTV, payback, and profitability
• Identify and communicate opportunities for investment, cost savings and revenue growth with quantitative analysis
• Spearhead long-term and tactical projects to drive alignment and efficiency between Business Intelligence, Credit Risk, and FP&A teams
• Partner with other teams to optimize the reporting ecosystem and ensure data integrity and efficiency
• Manage and lead the FP&A team on best practices in data, analytical and reporting efforts
• Collaborate with the Accounting team to align accounting systems and FP&A reporting infrastructures
• Collaborate cross-functionally with Marketing, Credit Risk, and Human Resources to provide insight to management for decision-making

FP&A Manager

• Update actuals into rolling forecast models and prepare variance analysis
• Support monthly forecast cycles and ad hoc scenario analyses
• Assist in preparing inputs for long-term (5-year) forecasting and goodwill impairment models
• Maintain recurring reporting packages (monthly, quarterly) across Lending, Wealth, and Payments
• Refresh KPI dashboards (revenue, gross margin, CAC, LTV, loan performance, transaction metrics)
• Summarize findings into clear insights for management review
• Partner with the FP&A Manager to evaluate unit economics (pricing, customer payback, profitability)
• Support business cases and sensitivity analysis for Lending and Wealth initiatives
• Help consolidate divisional forecasts into the corporate model
• Improve data flows between accounting (NetSuite, Concur) and FP&A models
• Contribute to automation and dashboard enhancements (Excel, Google Sheets, BI tools)

FP&A Manager

Financial Analyst