Lock Desk Analyst

Mission Loans, LLC

Lock Desk Analyst processing mortgage rate locks, pricing, and investor commitments for Mission Loans. Supporting secondary marketing operations while maintaining compliance and customer-focused accuracy.

Posted 8/6/2026full-timeIrvine • California • 🇺🇸 United StatesJuniorMid-Level💰 $24 - $29 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates proficiency in loan origination systems and mortgage-related software, with a strong understanding of compliance regulations and mortgage loan products. Capable of managing high-volume rate lock requests while ensuring accuracy and timely communication.

Highest-signal resume keywords

Loan Origination Systems ProficiencyMortgage Compliance KnowledgeStrong Mathematical SkillsAttention to DetailEffective Communication Skills

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Rate Lock ProcessingMortgage Loan Product KnowledgeMathematical AnalysisCompliance InterpretationMulti-TaskingDeadline Management

Soft Skills

Problem-SolvingCreative ThinkingOrganizationDependabilityJudgment

Tools & Technologies

Microsoft OfficeExcelWordPowerPointByteOptimal BlueCompass

Industry Keywords

FHA LoansVA LoansJumbo LoansNon-QM LoansDPAHELOCCESSecondary Market Policies

About the role

Key responsibilities & impact

Review and process rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions, and cancellations
Monitor loan criteria changes and determine whether lock adjustments are required
Communicate lock confirmations in a timely manner
Re-confirm previous-day locks to ensure accurate pricing
Commit and register loans with investors
Monitor outstanding commitments and expiration dates
Enforce secondary market lock policies
Assist with duties assigned by the VP, Secondary Marketing
Perform additional related duties as assigned to meet organizational needs

Requirements

What you’ll need

2+ years’ experience in a high-volume mortgage setting
Proficiency in loan origination systems and proprietary mortgage-related software platforms
Ability to interpret mortgage loan rate sheets, add-ons, and product guidelines
Knowledge and responsibility for compliance with state and federal mortgage loan origination and fulfillment regulations
Strong mathematical skills
Working knowledge of conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC, and CES loan programs/products
Basic proficiency in Microsoft Office, including Excel, Word, and PowerPoint
Ability to work up to 50 hours per week, including some weekend hours
Ability to work independently under minimal supervision and as part of a team
Clear written and verbal communication skills
Ability to work in a fast-paced, multi-tasking environment and manage multiple deadlines
Strong problem-solving and creative-thinking skills
Ability to learn and adapt to guideline changes
Strong organization, follow-through, and time-management skills
Excellent attention to detail with commitment to accuracy and quality
Dependable, responsible, and able to use good judgment
Bachelor’s degree preferred
Previous experience with Byte, Optimal Blue, and/or Compass preferred

Benefits

Comp & perks

Hybrid/Remote opportunity available
Opportunity to work up to 50 hours per week, including some weekend hours
Customer-centric, fun, positive, and energetic work environment
Equal Opportunity Employer