Senior Fraud Prevention Analyst

Mechanics Bank

Sr. Fraud Prevention Analyst at Mechanics Bank investigating account activity to assess fraud risks and ensure customer satisfaction.

Posted 6/25/2026full-timeCerritos • California • 🇺🇸 United StatesSenior💰 $23 - $31 per hourWebsite

About the role

Key responsibilities & impact

Researches potential fraud and communicates possible solutions.
Verify potential fraud On Us Checks, Deposit and ACH as identified in the Bank’s Fraud Detection System identifies high risk transactions with customer and/or business portfolios.
Communicates fraudulent transactions with Management.
Notify branch operations on any questionable items to obtain approval.
Review and identify any unusual or suspicious activity to determine any potential losses.
Monitors customer and transactional records to identify unauthorized transactions and fraudulent accounts.
Ensure confidentiality of all information collected during investigations.
Maintain all Fraud Logs up to date for management and accounting purposes.
Track and retain return data for future reference and reporting.
Interacts with the bank and customers to validate information and confirm or cancel authorizations.
Monitor status of Online Interfaces to ensure all communications lines are functional and resolve any problems with appropriate vendors.
Perform end-of-day balancing with Federal Reserve, Core Deposits system, and foreign exchange correspondent relationship.
Research and resolve wire validation errors.

Requirements

What you’ll need

2 Year / Associate's Degree in Accounting preferred; additional experience may be considered in lieu of degree.
Required 5 years of banking operations experience.
Knowledge of investigative procedures and processes.
Knowledge of banking standards, practices and procedures.
Ability to utilize fraud detection software.

Benefits

Comp & perks

Medical, prescription, dental, and vision coverage for employees and their eligible family members
Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits
Health Savings Account with employer contribution
Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit
401(k) and Roth 401(k) with company contribution
529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program
Supplemental Health plans, Voluntary Legal and Identity Theft Services
11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year
Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

fraud detectioninvestigative proceduresbanking operationswire validationtransaction monitoringrisk assessmentdata trackingend-of-day balancingACH processingdeposit verification

Soft Skills

communicationproblem-solvingattention to detailconfidentialityinterpersonal skillsanalytical thinkingorganizational skillscustomer validationcollaborationdecision making